A network issue has caused an outage in our call center and branches. We’re working as quickly as we can to resolve the issue. Our apologies for any inconvenience.

Branches will closed Monday, January 2nd in observance of the New Year Holiday.

Gesa’s 70th Annual Membership Meeting is scheduled for April 13, 2023 at 6:00 p.m.

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Member‑owned. No shareholders. Community‑focused.

When you bank with us, you keep your money in your community and give back to local schools and organizations.

Discover the Gesa difference
Friends Refer

Friends and family referral

You could earn $100 for referring friends and family.

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IRA Certificates

IRA Certificates

Grow Your Money.
Have More Money.

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high yield savings

High-Yield Savings

Smart money
makes money

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SmartPlus Savings

SmartPlus Savings

SmartPlus Savings
keeps getting smarter

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Gesa Checking

Limited SmartPlus Checking Offer

SmartPlus Checking
keeps getting smarter

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Discover the best rates around.

SmartPlus Checking

7.00% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest.

On the first $0 – $5,000

Details Notes and Fees

Student Checking

7.00% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest.

On the first $0 – $500

Details Notes and Fees

SmartPlus Savings

7.00% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest.

On the first $0 – $500

Details Notes and Fees

Explorer Youth Savings

7.00% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest.

On the first $0 – $500

Details Notes and Fees

Cash Rewards Card

as low as

14.74% APR*
APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.
Details Notes and Fees

Wise Card

as low as

11.49% APR*
APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.
Details Notes and Fees

Wise Secured Card

as low as

11.49% APR*
APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.
Details Notes and Fees

Personal Loan

as low as

12.00% APR*
APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.
Details Notes and Fees

New Auto Loan

as low as

5.74% APR*
APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.
Details Notes and Fees

Fixed Home Equity Loan

as low as

7.750% APR*
APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.
Details Notes and Fees
See all our Rates

Bank close to home with one of our 29 branches.

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Debit cards that give back with every swipe.

Gesa’s affinity card program empowers you and all our members, at no cost, to earn funds for local schools or community organizations just by using your debit card. Select an organization to support from four categories: Collegiate, Local Heroes, K-12 Schools, or Local Sports organizations.

College Place High School Hawks

Your support helps fund students in Future Business Leaders of America attend state and national leadership conferences.

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Columbia High School Coyotes

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Davis High School Pirates

Your support funds projects that enhance the educational experience in schools across the Yakima School District.

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Delta High School

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Tri-City Dust Devils

Only Gesa, the official credit union of the Tri-City Dust Devils, brings you the Dust Devils Gesa debit card.

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Eastmont High School Wildcats

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Edmonds Heights District K-12 Falcons

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Edmonds School District Foundation

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Eisenhower High School Cadets

Your support funds projects that enhance the educational experience in schools across the Yakima School District.

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Firefighters – Local Heroes

The Firefighters Local Heroes Gesa debit card provides the opportunity for you to support firefighters in communities across Washington State.

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Hanford High School
Hanford High School Falcons

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Kamiakin High School Braves

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Kennewick High School Lions

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Kiona Benton
Kiona-Benton City School District

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Lynnwood High School Royals

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Meadowdale High School Mavericks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Mountlake Terrace High School Hawks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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New Horizons High School Phoenix

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Pasco High School Bulldogs

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Richland High School Bombers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Law Enforcement – Local Heroes

The Police Local Heroes Gesa debit card provides the opportunity for you to support police officers in communities across Washington State.

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River View High School Panthers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Scriber Lake High School Panthers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Southridge High School Suns

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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St Patrick Saints

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Teacher – Local Heroes

The Teachers Local Heroes Gesa debit card provides the opportunity for you to support teachers in communities across Washington State.

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Veterans – Local Heroes

The Veterans Local Heroes Gesa debit card provides the opportunity for you to support veterans in communities across Washington State.

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Walla Walla High School Blue Devils

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Wenatchee Affinity Card

Gesa’s Affinity Partnerships support over 30 community organizations. Gesa is committed to making a positive impact in the communities we serve. This unique program empowers you and all our members to earn funds for local schools or community organizations just by using your debit card, and cost you nothing.

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Westside Affinity Card

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Edmonds-Woodway
Edmonds-Woodway Warriors

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Learn more
Talley High School
Talley High School Otters

Gesa’s Affinity Partnerships support over 30 community organizations. Gesa is committed to making a positive impact in the communities we serve. This unique program empowers you and all our members to earn funds for local schools or community organizations just by using your debit card, and cost you nothing.

Learn more
Renton High School Redhawks

Gesa’s Affinity Partnerships support over 30 community organizations. Gesa is committed to making a positive impact in the communities we serve. This unique program empowers you and all our members to earn funds for local schools or community organizations just by using your debit card, and cost you nothing.

Learn more
Lindbergh High School Eagles

Gesa’s Affinity Partnerships support over 30 community organizations. Gesa is committed to making a positive impact in the communities we serve. This unique program empowers you and all our members to earn funds for local schools or community organizations just by using your debit card, and cost you nothing.

Learn more
Hazen High School Highlanders

Gesa’s Affinity Partnerships support over 30 community organizations. Gesa is committed to making a positive impact in the communities we serve. This unique program empowers you and all our members to earn funds for local schools or community organizations just by using your debit card, and cost you nothing.

Learn more
WSU (White Retro Coug)

Show your Cougs pride and support the students of Washington State University with every swipe!

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Healthcare – Local Heroes

The Healthcare Local Heroes Gesa debit card provides the opportunity for you to support healthcare programs, services, and equipment in communities across Washington State.

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WSU (White Coug Logo)

Your support helps the Cougar Athletic Fund

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WSU (Crimson Coug Logo)

Your support helps the Cougar Athletic Fund

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WSU Gray

Your support helps the Cougar Athletic Fund

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WSU Black

Your support helps the Cougar Athletic Fund

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WSU (Black 4Life)

Your support helps the Cougar Athletic Fund

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Highline College Thunderbirds

Your support funds emerging needs of the college community, such as emergency support for students and funding for staff and faculty driven projects.

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Everett Community College Trojans

Your support funds areas of greatest need across the college community.

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Columbia Basin College Hawks

Your support contributes to the Student Emergency Fund, which is used for books, supplies, rent, and tuition.

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Naches Valley High School Rangers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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West Valley
West Valley High School

Gesa’s Affinity Partnerships support over 30 community organizations. Gesa is committed to making a positive impact in the communities we serve. This unique program empowers you and all our members to earn funds for local schools or community organizations just by using your debit card, and cost you nothing.

Learn more
Moses Lake
Moses Lake High School Mavericks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Learn more
Liberty Christian Patriots

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Tri-City Americans

Take your Americans pride everywhere you go! Gesa is proud to be the official credit union of the Tri-City Americans.

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Chiawana High School Riverhawks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

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Gesa gives back through scholarships, free seminars, and more.

We are committed to making a positive impact in the communities we serve through scholarships and projects that support schools, education, and Local Heroes. We’ve reached 43,000+ participants through financial education efforts since 2015.

Learn about Gesa in the communtiy

$1.4 million

Given back to our communities in 2020

$530,000

In scholarships awarded to local students since 1987

$750,000

Awarded to local schools through our Affinity Card Program

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51 Gage Blvd. Richland, WA 99352

Routing Number: 325181248

(888) 946-4372

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Richland, WA 99352

(888) 946-4372

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With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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On select checking accounts!

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