Member owned. No shareholders. Community focused. When you bank with Gesa, you keep your money in your community and give back to local schools and organizations. Discover the Gesa difference Learn about Gesa in the community BankingChecking and Savings Accounts Debit Cards and Affinity Partnerships Loans Explore Rates LoansHome Loans Vehicle Loans Student Loans Personal Loans Credit CardsCash Rewards Card Wise Card Wise Secured Card InvestingRetirement Planning Online Investing Investment Planning Advisory Services Local Heroes Grant Program Now accepting applications Application deadline: July 31 Learn More 5% Credit Card Cash Back Earn 5% cash back on gas and groceries with a Cash Rewards credit card. Learn More See all Promotions No fee Home Equity Line of Credit Enjoy rates as low as 3.95% APR and no fees. Learn More See all Promotions Homes for local heroes We’re waiving the 1% origination fee on your mortgage. Learn More See all Promotions Discover the best rates around.CheckingSavingsCredit CardsLoansChecking SmartPlus Checking 5.00% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest. On the first $0 – $5,000 DetailsNotes and FeesSee all our Rates Student Checking 5.00% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest. On the first $0 – $500 DetailsNotes and FeesSavingsSmartPlus Savings 5.00% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest. On the first $0 – $500 DetailsNotes and FeesSee all our Rates Explorer Youth Savings 5.00% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest. On the first $0 – $500 DetailsNotes and FeesCredit CardsCash Rewards Card as low as 11.74% APR* APR or Annual Percentage Rate. Rates, terms, and fees are subject to change. DetailsNotes and FeesWise Card as low as 8.49% APR* APR or Annual Percentage Rate. Rates, terms, and fees are subject to change. DetailsNotes and FeesSee all our Rates Wise Secured Card as low as 8.49% APR* APR or Annual Percentage Rate. Rates, terms, and fees are subject to change. DetailsNotes and FeesLoansPersonal Loan as low as 8.50% APR* APR or Annual Percentage Rate. Rates, terms, and fees are subject to change. DetailsNotes and FeesNew Auto Loan as low as 2.24% APR* APR or Annual Percentage Rate. Rates, terms, and fees are subject to change. DetailsNotes and FeesSee all our Rates Fixed Home Equity Loan as low as 5.375% APR* APR or Annual Percentage Rate. Rates, terms, and fees are subject to change. DetailsNotes and FeesBank close to home with one of Gesa’s 27 locations.See all Gesa Locations Your nearest branch Finding nearest branch... Debit cards that give back with every swipe. Gesa’s affinity card program empowers you and all our members, at no cost, to earn funds for local schools or community organizations just by using your debit card. Select an organization to support from four categories: Collegiate, Local Heroes, K-12 Schools, or Local Sports organizations. WSU (White Retro Coug) Show your Cougs pride and support the students of Washington State University with every swipe! Learn More Healthcare – Local Heroes The Healthcare Local Heroes Gesa debit card provides the opportunity for you to support healthcare programs, services, and equipment in communities across Washington State. Learn More WSU (White Coug Logo) Your support helps the Cougar Athletic Fund Learn More WSU (Crimson Coug Logo) Your support helps the Cougar Athletic Fund Learn More WSU Gray Your support helps the Cougar Athletic Fund Learn More WSU Black Your support helps the Cougar Athletic Fund Learn More Everett Community College Your support funds areas of greatest need across the college community. Learn More WSU (Black 4Life) Your support helps the Cougar Athletic Fund Learn More Highline College Thunderbirds Your support funds emerging needs of the college community, such as emergency support for students and funding for staff and faculty driven projects. Learn More Everett Community College Trojans Your support funds areas of greatest need across the college community. Learn More Columbia Basin College Hawks Your support contributes to the Student Emergency Fund, which is used for books, supplies, rent, and tuition. Learn More Naches Valley High School Rangers Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Moses Lake High School Chiefs Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Liberty Christian Patriots Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Tri-City Americans Take your Americans pride everywhere you go! Gesa is proud to be the official credit union of the Tri-City Americans. Learn More Chiawana High School Riverhawks Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More College Place High School Hawks Your support helps fund students in Future Business Leaders of America attend state and national leadership conferences. Learn More Columbia High School Coyotes Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Davis High School Pirates Your support funds projects that enhance the educational experience in schools across the Yakima School District. Learn More Delta High School Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Tri-City Dust Devils Only Gesa, the official credit union of the Tri-City Dust Devils, brings you the Dust Devils Gesa debit card. Learn More Eastmont High School Wildcats Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Edmonds Heights District K-12 Falcons Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Edmonds School District Foundation Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Eisenhower High School Cadets Your support funds projects that enhance the educational experience in schools across the Yakima School District. Learn More Firefighters – Local Heroes The Firefighters Local Heroes Gesa debit card provides the opportunity for you to support firefighters in communities across Washington State. Learn More Hanford High School Falcons Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Kamiakin High School Braves Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Kennewick High School Lions Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Kiona-Benton City School District Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Lynnwood High School Royals Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Meadowdale High School Mavericks Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Mountlake Terrace High School Hawks Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More New Horizons High School Phoenix Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Pasco High School Bulldogs Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Richland High School Bombers Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Law Enforcement – Local Heroes The Police Local Heroes Gesa debit card provides the opportunity for you to support police officers in communities across Washington State. Learn More River View High School Panthers Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Scriber Lake High School Panthers Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Southridge High School Suns Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More St Patrick Saints Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Teacher – Local Heroes The Teachers Local Heroes Gesa debit card provides the opportunity for you to support teachers in communities across Washington State. Learn More Veterans – Local Heroes The Veterans Local Heroes Gesa debit card provides the opportunity for you to support veterans in communities across Washington State. Learn More Walla Walla High School Blue Devils Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Wenatchee Affinity Card Learn More Westside Affinity Card Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Edmonds-Woodway Warriors Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more. Learn More Gesa gives back through scholarships, free seminars, and more. Gesa is committed to making a positive impact in the communities we serve through scholarships and projects that support schools, education, and Local Heroes. We’ve reached 43,000+ participants through financial education efforts since 2015. Learn about Gesa in the community $1.4 million Given back to our communities in 2020 $530,000 In scholarships awarded to local students since 1987 $750,000 Awarded to local schools through our Affinity Card Program