Credit Cards —

Wise Card

With the Gesa Visa® Wise credit card, you’ll have the convenience of online shopping, along with an everyday low interest rate.

For your everyday credit card needs

† Auto Rental Collision Insurance. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Wise Credit Card Disclosure for further details.

*APR = Annual Percentage Rate. Offer valid on new Visa® Wise credit card accounts only. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 11.24% for Wise card). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

0%

APR*

On all balance transfers for 6 months

Competitor Credit Card Comparison

Gesa Wise Card
Wells Fargo Reflect Card
Citi® Diamond Preferred® Card
U.S. Bank Visa® Platinum Card

None

Intro fee of 3% of the amount of each transfer, after intro period 5% (minimum of $5)

Intro fee of $5 or 3% of the amount of each transfer, whichever is greater

Intro fee of $5 or 3% of the amount of each transfer, whichever is greater

Gesa Wise Card
Wells Fargo Reflect Card
Citi® Diamond Preferred® Card
U.S. Bank Visa® Platinum Card

Standard variable APR as low as 9.99%

Standard variable APR as low as 13.24%

Standard variable APR as low as 13.99%

Standard variable APR as low as 14.74%

Gesa Wise Card
Wells Fargo Reflect Card
Citi® Diamond Preferred® Card
U.S. Bank Visa® Platinum Card

Standard variable APR as low as9.99%

Standard variable APR as low as 13.24%

Standard variable APR as low as 13.99%

Standard variable APR as low as 14.74%

Why go with Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

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To get started, check out what you pre-qualify for in just a few minutes and with no ding on your credit score.

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Yes! You can choose between two WSU athletics Affinity Cards that give back to the athletics teams with no extra charge to you.

Explore WSU Affinity Cards

Rates very and are subject to change at the first of every month, but you can explore rates further on our rates page.

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

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Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa Customer at POS

Up to 5.00% APY
On select checking accounts!

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