Commercial Banking — Business Terms, Loans & Credit Gesa is here to help you reach your business and financial goals. Whether you’re starting your business, or expanding to meet growing customer needs, Gesa has a loan or line of credit ready to help. Competitive interest rates Local hometown decision-making Backed by experienced and local commercial lenders Gesa has your best interests in mind Commercial Term and SBA LoansWith a Gesa Commercial Term Loan or an SBA loan, you can grow your business with term loans for larger, long-term expenditures. Learn more Lines of Credit and Visa Credit CardsConvenient business needs covered and flexible business purchases with a business credit card. Learn more Real Estate and ConstructionFlexible financing for your real estate needs. Learn more