Rates — Discover the best rates aroundChecking Savings CDs Credit Cards Vehicle Loans Home Loans Personal Loans No monthly fees on any account No minimum balances required to open in person 5 minutes or less to apply online Debit cards that give back to the community SmartPlus Checking 3.00% APY*On the first $0 - $500.Rate is 0.01% APY on account balances over $500.01. Notes and fees Learn More Student Checking 5.00% APY*On the first $0 - $500.Rate is 0.01% APY on account balances over $500.01. Notes and fees Learn More 30+ community debit cards to choose from. Select any checking account and choose one of 30+ debit cards that give back to the community when you spend. We have given over $450,000 back to the community through Gesa’s Affinity Debit Card Program. Learn more