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Rates —

Discover the best rates around

SmartPlus Checking

7.00% APY^*APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest.

On the first $0 - $5000.

Notes and fees

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Student Checking

7.00% APY^*APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest.

On the first $0 - $500.
Rate is 0.01% APY on account balances over $500.01.

Notes and fees

Learn More

30+ community debit cards to choose from.

Select any checking account and choose one of 30+ debit cards that give back to the community when you spend.

We have given over $450,000 back to the community through Gesa’s Affinity Debit Card Program.

Notes & Fees Glossary

	Disclaimer
*APY	* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking	*To earn the higher rate, you must: Enroll in eStatements Make a monthly direct deposit of over $200 Complete 15 debit card transactions Provide and maintain a valid email address Limit one account per member For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

Disclaimer

*APY

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

SmartPlus Checking

*To earn the higher rate, you must:

Enroll in eStatements
Make a monthly direct deposit of over $200
Complete 15 debit card transactions
Provide and maintain a valid email address
Limit one account per member

For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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