Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.

Gesa Credit Union will be closed on February 19, 2024 for Presidents' Day. This includes all branches and our Member Contact Center. Regular hours will resume February 20, 2024.

Update Notice: We're improving our systems on the evening of November 4. Gesa members may experience overnight service disruptions. Thank you for your understanding.

Spokane Wildfire Relief: Join Us in Making an Impact.

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Loans —

Make a payment

Loan payments made easy. That’s Gesa.

It’s easy to make payments on your Gesa loan, even if you’re paying with funds from another financial institution. Quickly make a payment on a consumer loan, a home equity line of credit, or a credit card payment. Please note that the following payment options are available for making payments on all accounts except for mortgages and business loans.

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Happy People

Pay with a Gesa Account

You can make a loan payment through one of our free electronic services*

Ways to pay with a Non-Gesa Account

Online Payment Center

Our Online Payment Center allows you to make quick and secure payments from another financial institution to your Gesa Credit Union loan, using your checking account, savings account, or debit card.

To register and make a payment:

  • Visit our Online Payment Center
  • Continue as a guest through the Express Pay option with your Gesa ID number or create a username and password. When creating an account, you only need to register one time for this service.
  • Once you’re approved, all future online payments with your established username and password are done in just a few clicks!

By Phone

You can also pay by phone by calling into our main call center site and be redirected to the automated service. Have your loan number available and call our Member Contact center to make one payment per call 24/7. Payments to credit cards, business loans, and first mortgages are not available to pay by phone at this time.

Auto Pay

You can also make payments to your loan from another financial institution with our Auto Pay service (you will be redirected to DocuSign, where your identity will be verified prior to completing and submitting the form).

This form is not valid for HELOC, mortgage, or credit card payments.

Loan payment details
  • There is no fee for payments made using the Online Payment Center.
  • There is a $10 fee for payments made using the automated phone service.
  • Payments made before 6:00 p.m. PST will be processed the same day, effective dated on the day of the request. Payments processed after 6:00 p.m. PST will not be processed until the next business day.
  • Maximum payment amount is $5,000.

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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