Credit Cards —
Cash Rewards Card
Cash Rewards Card

Best for users looking to earn cash back on everyday purchases

  • Unlimited 1.50% cash back
  • Receive $100 Bonus Cash Back after $1,000 in qualified purchases within the first 90 days
  • 0% APR* intro rate on balance transfers for 6 months after that, variable rates of 14.49 - 28.99% APR* apply
  • No balance transfer fee
  • Visa® Signature Concierge†
Notes and Fees
Wise Card
Wise Card

Best for users looking for competitive rates and carrying a balance

  • 0% APR* intro rate on balance transfers for 6 months. After that, variable rates of 11.24 - 26.99% APR* apply
  • No balance transfer fee
Notes and Fees
Wise Secured Card
Wise Secured Card

Best for those looking to establish or build good credit

  • 0% APR* intro rate on balance transfers for 6 months. After that, variable rates of 11.24 - 26.99% APR* apply
  • No balance transfer fee
  • Secured by the available funds in your share savings account
Notes and Fees

Why go with Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

Notes and Fees

† Visa Signature Concierge. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Cash Rewards Credit Card Disclosure  and Visa® Cash Rewards Terms and Conditions for further details.

Cardholder Benefits Documents

*APR = Annual Percentage Rate. Offer valid on new Visa® Cash Rewards credit card accounts only. Account transfers such as lost, stolen, or Program changes are not considered new accounts and do not qualify for $100 bonus. For qualifying new accounts opened on or after 01/01/23, earn a $100 cash rewards bonus upon reaching $1,000 in net purchase transactions made with your Cash Rewards credit card account within 90 days of the account opening date. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 14.4928.99% for Cash Rewards). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

 

Auto Rental Collision Insurance. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Wise Credit Card Disclosure for further details.

*APR = Annual Percentage Rate. Offer valid on new Visa® Wise credit card accounts only. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 11.24% for Wise card). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

Auto Rental Collision Insurance. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Wise Secured Credit Card Disclosure for further details.

*APR = Annual Percentage Rate. Offer valid on new Visa® Wise Secured credit card accounts only. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. (as low as 11.24% for Wise card). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

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Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa Customer at POS

Up to 5.00% APY
On select checking accounts!

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