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Commercial Banking —

Business Visa Cards

Gesa Business Card

Business Visa® Credit Card

The Gesa Business Visa® credit card offers flexibility, convenience, and security for business owners. With your Business Visa credit card, it’s easy to keep business and personal finance separate.

APR = Annual percentage rate. Variable rates, terms and fees subject to change without notice.

*The interest rate margin on the Business Credit Card is between 14.74 – 26.99% APR*. The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

All loans are subject to approval

Cardholder Benefits Documents

Business Visa® Credit Card Disclosure

Business Rewards Card

Business Visa® Rewards Card

The Gesa Business Visa® rewards card is best for businesses looking to earn cash back on everyday purchases. It’s a convenient and secure way to make the most of every purchase.

† Visa Signature Concierge. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Business Visa® Cash Rewards Credit Card Disclosure and Business Visa® Cash Rewards Terms and Conditions for further details.

APR = Annual percentage rate. Variable rates, terms and fees subject to change without notice.

*The interest rate margin on the Business Rewards Card is between 19.24 – 28.99% APR*. The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

Cash back will be earned at the rate of 1.50% for net purchases made with Business Rewards Credit Card. Cash back is not earned for fees, finance charges, balance transfers, convenience checks, or cash transactions of any other kind.

All loans are subject to approval

Cardholder Benefits Documents

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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