Business Accounts —

Business Checking and Savings

Checking and Savings Accounts to take your business to the next level

  • Free Online Banking access
  • Bill Pay
  • Competitive rates

Business Overdraft Protection

There are times in life and business when you need a little extra help. In those unexpected situations when you are short on funds, Business Courtesy Pay may save you from merchant NSF fees, interruption of services, and the embarrassment and inconvenience associated with returned or declined items. You can choose one type of account coverage, or all three. Whatever works for you, works for us.

Business owner

Need a loan? Our Commercial Banking team has your back.

Real Estate and Construction

Flexible financing for your real estate needs.

Business Visa Card

Lines of Credit and Visa Credit Cards

Convenient business needs covered and flexible business purchases with a business credit card.

bakery shop

Commercial Term and SBA Loans

With a Gesa Commercial Term Loan or an SBA loan, you can grow your business with term loans for larger, long-term expenditures.

Notes and Fees

*APY = Annual Percentage Yield. Rates, terms, and fees are subject to change

 

Business Account Fees (PDF)

 

To view the PDFs, you may need to download the free utility Adobe Reader.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

 

Dividends on Business Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The minimum balance to open the Savings Account is $100.00 and you must maintain a minimum $100.00 in your account to avoid a service fee. A minimum daily balance of $500.00 in the account each day is necessary to earn the stated APY. Fees could reduce earnings on the account. APY is accurate as of 11/01/2021.

 

Business Account Fees (PDF)

Business Analysis Account Fees (PDF)

 

To view the PDFs, you may need to download the free utility Adobe Reader.

Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only.

APY is accurate as of 11/01/2021 and subject to change

 

Business Account Fees (PDF)

Business Analysis Account Fees (PDF)

 

To view the PDFs, you may need to download the free utility Adobe Reader.