Commercial Term and SBA Loans
With a Gesa Commercial Term Loan or an SBA loan, you can grow your business with term loans for larger, long-term expenditures.
We're currently conducting maintenance on our Lending System — we sincerely apologize for any temporary inconvenience. If this maintenance impacts you, please call us at (509) 378-3100, so we can best serve your financial needs.
Spokane Wildfire Relief: Join Us in Making an Impact.
Gesa’s 70th Annual Membership Meeting is scheduled for April 13, 2023 at 6:00 p.m.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
We have the accounts, products, and services to help you and your small business succeed.
Business Visa:
A low-rate card made for business owners.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
Gesa makes banking as easy, convenient and secure as possible.
Checking and Savings Accounts to take your business to the next level
For businesses that have a high volume of deposits and checks each month
Best for those seeking a higher-yield, fixed-rate savings account for excess funds
Best for those looking to earn higher dividends
Best for competitive rates and overdraft protection for a checking or money market account
Ideal for businesses that have established a target balance
Best for small businesses that have a lower volume of transactions each month
Tailored for businesses with a moderate level of account activity
A checking account with tiered interest rates, perfect for municipalities in Washington only.
This checking account offers tiered interest rates for nonprofit organizations across Washington, Oregon, and Idaho.
For Idaho realtors and other real estate firms only, this non-interest account is designed for depositing pooled client funds.
Real estate trust accounts are checking accounts for realtors and other real estate firms that need to separate client funds from their own. Interest earned on an IRETA is paid to housing assistance and education programs as directed by the Washington State and Oregon State.
Exclusively for legal professionals, this interest-bearing trust account allows client funds to generate interest for the state’s Legal Foundation – available in Washington, Oregon, and Idaho.
There are times in life and business when you need a little extra help. In those unexpected situations when you are short on funds, Business Courtesy Pay may save you from merchant NSF fees, interruption of services, and the embarrassment and inconvenience associated with returned or declined items. You can choose one type of account coverage, or all three. Whatever works for you, works for us.
With a Gesa Commercial Term Loan or an SBA loan, you can grow your business with term loans for larger, long-term expenditures.
*APY = Annual Percentage Yield. Rates, terms, and fees are subject to change
To view the PDFs, you may need to download the free utility Adobe Reader.
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Dividends on Business Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The minimum balance to open the Savings Account is $100.00 and you must maintain a minimum $100.00 in your account to avoid a service fee. A minimum daily balance of $500.00 in the account each day is necessary to earn the stated APY. Fees could reduce earnings on the account. APY is accurate as of 11/01/2022.
Business Analysis Account Fees (PDF)
To view the PDFs, you may need to download the free utility Adobe Reader.
Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only.
APY is accurate as of 11/01/2022 and subject to change
Business Analysis Account Fees (PDF)
To view the PDFs, you may need to download the free utility Adobe Reader.
Business Analysis Account Fees (PDF)
To view the PDFs, you may need to download the free utility Adobe Reader.
A Business Member Share Savings account is required to establish membership. In the event operational fees are assessed to the IOLTA, they will be redirected and charged to the firm’s general operating account.
A Business Member Share Savings account is required to establish membership. In the event operational fees are assessed to the IRETA/RETA, they will be redirected to the firm’s general operating account.
Only available in Idaho. A Business Member Share Savings account is required to establish membership. In the event operational fees are assessed to the IRETA/RETA, they will be redirected to the firm’s general operating account.
Rates, terms, and fees are subject to change. Only available to nonprofit organizations located in Washington, Oregon, and Idaho.
$25 monthly service charge. Rates, terms, and fees are subject to change. Only available to municipalities located in Washington.
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© Gesa Credit Union. All Rights Reserved
© Gesa Credit Union. All Rights Reserved
You are being redirected to a site that is not operated by Gesa Credit Union. Gesa is not responsible for the content of the site, nor does Gesa represent the site or the Gesa member if the member decides to act upon or enter into a transaction with the site.
Privacy and security policies of the site may differ from those of Gesa Credit Union.
Gesa makes banking as easy, convenient and secure as possible.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
We have the accounts, products, and services to help you and your small business succeed.
Business Visa:
A low-rate card made for business owners.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Disclaimer | |
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*APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
SmartPlus Checking | *To earn the higher rate, you must:
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