Locations
Join Gesa
Log In
Business Accounts —

Business Checking and Savings

Checking and Savings Accounts to take your business to the next level

  • Free Online Banking access
  • Bill Pay
  • Competitive rates
Analysis Business Checking
Analysis Business Checking

For businesses that have a high volume of deposits and checks each month

  • .30% APY*
  • Includes Cash Management Services
  • Analyzes your activity and charges based on use
  • Earn credit back based on balance
  • Use earned credits to offset service fees
  • Helps keep costs low
  • Low $100 minimum deposit required to open account
Notes and Fees
Contact to Get Started
Business Certificates
Business Certificates

Best for those seeking a higher-yield, fixed-rate savings account for excess funds

  • Terms ranging from 3 -60 months
  • Interest is compounded and paid monthly and at maturity
  • Choose 1 of 3 tier levels for your account
  • Certificates can be used as collateral to secure a loan at a competitive margin
Notes and Fees
See Details Contact to Get Started
Business Money Market Accounts
Business Money Market Accounts

Best for those looking to earn higher dividends

  • Maintain a low $2,500 daily balance to earn tiered dividend rate
  • Enjoy six remote withdrawals or transfers a month
  • Acts as overdraft protection for any Gesa Business checking account
  • Dividends paid monthly
Notes and Fees
See Details Contact to Get Started
Business Savings Accounts
Business Savings Accounts

Best for competitive rates and overdraft protection for a checking or money market account

  • Balance of $100 to open and maintain account
  • Competitive rates assure that your funds are working for you
  • Low monthly service charge can be waived based on the aggregate average daily balances in all other Business Accounts
Notes and Fees
See Details Contact to Get Started
Money Market Sweep
Money Market Sweep

Ideal for businesses that have established a target balance

  • No minimum balance to open or maintain the account
  • Funds moved in and out of Sweep account based on target balance
  • Small set-up and monthly service fee
  • Unlimited deposits
  • Dividends paid monthly
Notes and Fees
See Details Contact to Get Started

Business Overdraft Protection

There are times in life and business when you need a little extra help. In those unexpected situations when you are short on funds, Business Courtesy Pay may save you from merchant NSF fees, interruption of services, and the embarrassment and inconvenience associated with returned or declined items. You can choose one type of account coverage, or all three. Whatever works for you, works for us.

Need a loan? Our Commercial Banking team has your back.

Notes and Fees

*APY = Annual Percentage Yield. Rates, terms, and fees are subject to change

Business Account Fees (PDF)

To view the PDFs, you may need to download the free utility Adobe Reader.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Dividends on Business Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The minimum balance to open the Savings Account is $100.00 and you must maintain a minimum $100.00 in your account to avoid a service fee. A minimum daily balance of $500.00 in the account each day is necessary to earn the stated APY. Fees could reduce earnings on the account. APY is accurate as of 11/01/2022.

Business Account Fees (PDF)

Business Analysis Account Fees (PDF)

To view the PDFs, you may need to download the free utility Adobe Reader.

Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only.

APY is accurate as of 11/01/2022 and subject to change

Business Account Fees (PDF)

Business Analysis Account Fees (PDF)

To view the PDFs, you may need to download the free utility Adobe Reader.

Business Account Fees (PDF)

Business Analysis Account Fees (PDF)

To view the PDFs, you may need to download the free utility Adobe Reader.

We use cookies on this site to enhance your user experience. For more information, please see our Privacy Policy.

51 Gage Blvd. Richland, WA 99352

Routing Number: 325181248

(888) 946-4372

Banking
Loans
Investing
Business Banking
About Gesa

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (888) 946-4372 for assistance.

Facebook-f Instagram Twitter Youtube
© Gesa Credit Union. All Rights Reserved
Back

Help when you need it.

Gesa makes banking as easy, convenient and secure as possible.

See All Resources
Resources
Quick Links

Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

Back

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Gesa's Community Impacts
In the Community
About Gesa

Affinity debit cards give back to your community when you swipe.

Back

We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
Happy banking customer

Business Visa:
A low-rate card made for business owners.

Learn More

Back

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa Customer at POS

Up to 5.00% APY
On select checking accounts!

Learn More

For You
For Your Business
About Gesa
Resources
Join Gesa
Locations

(888) 946-4372

Routing Number 325181248

Sign In