Loans — Student Loans Need help funding your education? We can help! You have a goal – don’t let money get in the way of achieving it. Details Benefits FAQ Apply NowBridge the gap between federal aid and complete coverage Our innovative Student Choice private student lending solution is designed to help you responsibly fill funding gaps that may remain after you’ve exhausted lower-cost sources of aid. Before applying for a private student loan, make sure you have exhausted all sources of free and low-cost financial aid like scholarships, grants, and federal direct student loans. Visit our Student Choice website for more information. Notes and Fees *Variable rate based on WS Prime Interest Rate index. Index may adjust quarterly based on the WS Prime Interest Rate (Jan, Apr, July, Oct) Maximum rate of 18.00%. Variable rates as low as 1.49% - 7.50% APR* See our Student Choice website to learn more. Our Student Choice Loan Program perks: No origination fees Lower interest rates Deferment of principal and interest while in school Flexible repayment termsEmpower yourself through education At Gesa, we’re committed to helping you find the best funding for your undergraduate college education through our Student Choice Loan Program. With lower interest rates and no origination fees, a Gesa private student loan provides significant savings advantages over other alternative lenders and can help bridge the gap between federal aid and complete coverage. For payment information on a current student loan, visit the Student Choice website, or call (800) 723- 2210. Still have questions?How does a Line of Credit (LOC) work? With the unique structure of our education line of credit, you can borrow up to the full cost of the remainder of your education. You will not need to reapply each year (assuming there are no significant changes to the borrower or co-borrower credit scores). Each year, you will simply request additional funds (called a “draw”) for the amount you wish to have disbursed to your school. How do I apply for a line of credit? Head to our Student Lending Center to apply today! Who is eligible for an undergraduate student loan? Please see our eligibility page. How do I make a payment? It’s easy to make payments on your Gesa loan, even if you’re paying with funds from another financial institution. To make a payment, click here. Check out our Student Choice website for more FAQs or call us (800) 723- 2210.