Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.
Student loans —
Focus on school, not how you’ll pay for it
Need help funding your education? We can help! You have a goal – don’t let money get in the way of achieving it.
Bridge the gap between federal aid and complete coverage
Our innovative Student Choice private student lending solution is designed to help you responsibly fill funding gaps that may remain after you’ve exhausted lower-cost sources of aid.
Before applying for a private student loan, make sure you have exhausted all sources of free and low-cost financial aid like scholarships, grants, and federal direct student loans.
Visit our Student Choice website for more information.
*Variable rate based on WSJ Prime Interest Rate index. Index may adjust quarterly based on the WSJ Prime Interest Rate (Jan, Apr, July, Oct) Maximum rate of 18.00%.
Our Student Choice Loan Program perks:
- No origination fees
- Lower interest rates
- Deferment of principal and interest while in school
- Flexible repayment terms
Empower yourself through education
At Gesa, we’re committed to helping you find the best funding for your undergraduate college education through our Student Choice Loan Program. With lower interest rates and no origination fees, a Gesa private student loan provides significant savings advantages over other alternative lenders and can help bridge the gap between federal aid and complete coverage.
For payment information on a current student loan, visit the Student Choice website, or call (800) 723- 2210.
Still have questions?
With the unique structure of our education line of credit, you can borrow up to the full cost of the remainder of your education. You will not need to reapply each year (assuming there are no significant changes to the borrower or co-borrower credit scores).
Each year, you will simply request additional funds (called a “draw”) for the amount you wish to have disbursed to your school.
Head to our Student Lending Center to apply today!
Please see our eligibility page.
It’s easy to make payments on your Gesa loan, even if you’re paying with funds from another financial institution.
To make a payment, click here.
Check out our Student Choice website for more FAQs or call us (800) 723- 2210.
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© Gesa Credit Union. All Rights Reserved
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA – Equal Housing Opportunity Lender – Co-op Shared Branch
NCUA
© Gesa Credit Union. All Rights Reserved
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Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|