We're currently conducting maintenance on our Lending System — we sincerely apologize for any temporary inconvenience. If this maintenance impacts you, please call us at (509) 378-3100, so we can best serve your financial needs.

Spokane Wildfire Relief: Join Us in Making an Impact.

Gesa’s 70th Annual Membership Meeting is scheduled for April 13, 2023 at 6:00 p.m.

April is national education month, get smart with Gesa University

Skip Menu

Español

Personal loans —

One-size-fits-all is for sweatpants

Loans to fit your lifestyle

Gesa offers a variety of loans that empower you to take charge of your finances and help you reach your financial goals.

Washington State debt consolidation | Gesa Credit Union

Debt Consolidation Loans

Squash your debt with one low monthly payment instead of making multiple payments on credit cards.

Learn more

FastCash Plus Loans

Funds for life’s unexpected events. When life throws you curveballs, Gesa has your back.

Learn more

Personal Loans and Lines of Credit

Convenient business needs covered and flexible business purchases with a business credit card.

Learn more

Share Secured Loans

With the convenience of borrowing at a low rate, Gesa’s Share or Certificate Secured loans allow you to build or re-build your credit.

Learn more

Apply for a personal loan today

Gesa offers Personal Loans and Personal Lines of Credit for a variety of purposes. A Personal Loan is an unsecured signature loan and can be useful when you need a set amount of funds for a specific purpose. A Personal Line of Credit offers flexibility, allowing you to draw/repay funds up to a defined limit, giving you the assurance that temporary cash flow problems won’t hinder your long-term goals.

Notes & Fees Glossary

	Disclaimer
*APY	* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking	*To earn the higher rate, you must: Enroll in eStatements Make a monthly direct deposit of over $200 Complete 15 debit card transactions Provide and maintain a valid email address Limit one account per member For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

Disclaimer

*APY

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

SmartPlus Checking

*To earn the higher rate, you must:

Enroll in eStatements
Make a monthly direct deposit of over $200
Complete 15 debit card transactions
Provide and maintain a valid email address
Limit one account per member

For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

April is national education month, get smart with Gesa University

Banking made for you.

We're in the business of growing yours.

People helping people.

In the Community

About Gesa

Help when you need it.

Resources

Quick Links