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A smarter way to borrow

Whether you’re buying a car, looking for a student loan, taking out a line of credit, or looking for a hassle-free credit card, we’re here to help you think less about your loan and more about your next big thing.

Find out what you can really afford.

Answer a few questions about your financial situation including your family context, monthly spending and income, and we can help you find a car loan that won’t stretch you too thin.

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See what you can afford

When applying for a credit card or auto loan, find out how much you’re pre-approved for without dinging your credit score by answering a few questions.

Personal Loans
Financial Freedom

We give a hoot about your financial freedom

Talking about money shouldn’t be scary. That’s why we’ve partnered with GreenPath Financial Wellness to provide educational resources at no cost. Get wise to what’s possible and start your journey to financial freedom today.

Need a hand? Let Gesa pitch in.

Firefighters

Local Heroes

The Local Heroes Grants Program awards funds to eligible organizations that support Local Heroes in regions where Gesa is active.

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

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We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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