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A smarter way to borrow

Whether you’re buying a car, looking for a student loan, taking out a line of credit, or looking for a hassle-free credit card, we’re here to help you think less about your loan and more about your next big thing.

Vehicle Loans

Let Gesa help you with your next vehicle.

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Home Loans

Borrow from a credit union in the neighborhood.

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Home Equity Loan

Use your home equity to your advantage.

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Personal Loans

Gesa offers a variety of loans that empower you to take charge of your finances and help you reach your financial goals.

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Student Loans

You have an education goal – don’t let money get in the way of it.

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Find out what you can really afford.

Answer a few questions about your financial situation including your family context, monthly spending and income, and we can help you find a car loan that won’t stretch you too thin.

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How to decide on the right loan for you

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Key differences between Checking and Savings accounts

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How to decide on the right loan for you

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See what you can afford

When applying for a credit card or auto loan, find out how much you’re pre-approved for without dinging your credit score by answering a few questions.

We give a hoot about your financial freedom

Talking about money shouldn’t be scary. That’s why we’ve partnered with GreenPath Financial Wellness to provide educational resources at no cost. Get wise to what’s possible and start your journey to financial freedom today.

Need a hand? Let Gesa pitch in.

High School Credit Unions

Real life financial experience for high school students.

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Local Heroes

The Local Heroes Grants Program awards funds to eligible organizations that support Local Heroes in regions where Gesa is active.

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Partnerships

Gesa Credit Union is committed to making a positive impact in the local communities we serve.

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Notes & Fees Glossary

	Disclaimer
*APY	* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking	*To earn the higher rate, you must: Enroll in eStatements Make a monthly direct deposit of over $200 Complete 15 debit card transactions Provide and maintain a valid email address Limit one account per member For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

Disclaimer

*APY

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

SmartPlus Checking

*To earn the higher rate, you must:

Enroll in eStatements
Make a monthly direct deposit of over $200
Complete 15 debit card transactions
Provide and maintain a valid email address
Limit one account per member

For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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