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Gesa in the Community —

Governance

Our Board of Directors plays a vital role in shaping the future of our credit Union. The Board is committed to upholding the values and mission of Gesa. Their guidance ensures we remain accountable to our members and focused on providing exceptional services.

Interested in helping shape the future of Gesa Credit Union?

We have a vacant position on our Superviosory Committee. If you’re interested and meet our qualifications we encourage you to apply.

Board of Directors

The board meets monthly to review the performance of the Credit Union and set Credit Union Board policy.  

  • Geof Griebel
    Board Chair
  • Martin Valadez Torres
    Board Vice Chair
  • Brett Spooner
    Board Secretary
  • Gregg Andrews
    Board Member
  • Andrew Austin
    Board Member
  • Ben Basson
    Board Member
  • Manuel Chavallo
    Board Member
  • Linda Cowan
    Board Member
  • Bob Follett
    Board Member
  • Bill Melberg
    Board Member
  • Jessica Schneider, M.D.
    Board Member
  • Diane Perry
    Associate Board Member
  • Cristina Reyff
    Associate Board Member
  • Malcolm McLellan
    Associate Board Member
  • Peter Smith
    Emeritus Board Member

Supervisory Committee

It is the responsibility of the Supervisory Committee of Gesa Credit Union to monitor the financial safety and soundness of the credit union and to oversee compliance with various financial and regulatory requirements.
An annual opinion audit is conducted by an outside audit firm, at the request of the Supervisory Committee, to manage internal audit functions, ensure proper internal controls are in place, and confirm policies are adhered to. The internal auditors meet with the Supervisory Committee monthly to review internal audit reports, financial statement trends, information protection status, potential fraud issues, risk assessments, and internal control practices. The Committee also closely monitors the results of the state and federal examinations as they occur.
  • Rob McFarland
    SC Chair
  • Matt Medlin
    SC Vice Chair
  • Portia Singian
    SC Secretary
  • Bob Hamm
    SC Member

The annual stipend ranges between $20,000 and $40,000 for Board members and is based on leadership position(s) held. The annual stipend for Supervisory Committee members ranges between $9,000 and $20,000 and is based on leadership position held.

PositionCompensation
Board Chair$38,000
Board Member$25,000
Supervisory Committee Chair$15,000
Supervisory Committee Member$11,000
Board Committee Chair$5,000

The Gesa Credit Union Officials Compensation Program began effective January 1, 2019. In 2024, Gesa Credit Union paid its Board and Supervisory Committee the amounts listed below.

For questions or concerns regarding Board of Directors or Supervisory Committee compensation, please contact the credit union’s Board of Directors at:

Post Office Box 500
Richland, WA 99352

TitleBoard MembersCompensation
Board ChairGeof Griebel$35,250
Board Vice ChairMartin Valadez Torres$23,750
Board SecretaryBrett Spooner$23,750
Board MemberGregg Andrews$23,750
Board MemberAndrew Austin$23,750
Board MemberBen Basson$23,750
Board MemberManuel Chavallo$23,750
Board MemberLinda Cowan$23,750
Board MemberBob Follett$28,500
Board MemberBill Melberg$28,500
Board MemberJessica Schneider, M.D.$23,750
Board MemberPeter Smith$14,407
TitleSupervisory Committee MembersCompensation
SC ChairRob McFarland$14,500
SC Vice ChairMatt Medlin$10,500
SC SecretaryPortia Singian$10,500
SC MemberBob Hamm$10,500
SC MemberKevin Sullivan$9,872

Board of Directors and Supervisory Committee Compensation Schedule

As permitted by law and the Credit Union’s Bylaws, Gesa provides reasonable compensation to the Board of Directors and Supervisory Committee for their service to the Credit Union. An annual stipend is payable in quarterly installments in recognition of the education and time requirements that are necessary and expected of Board members, who set the strategic direction of and provide general oversight of the Credit Union, and Supervisory Committee members, who provide oversight regarding the safety and soundness of the Credit Union. 

As required by law, the members of the Credit Union shall be informed of the compensation provided to the Board of Directors and Supervisory Committee members. 

At Gesa Credit Union, we are committed to transparency and strong governance. Our bylaws outline the rules and principles that guide our operations, including membership eligibility, board elections, and financial policies. These bylaws ensure we remain a member-focused, cooperative institution.

For full details, you can review our bylaws document below:

Gesa Credit Union bylaws

Annual Reports

April 9, 2025. If you missed it, you can see the highlights of accomplishments and achievements from 2024 in our Annual Report (pdf).

Annual Meetings

2025
During the virtual meeting, elections will be held for those Board of Director and Supervisory Committee members with terms expiring at the 2025 Annual Membership Meeting. The nominees are as follows: Board of Directors Nominees (Three-year term)
  • Brett Spooner
  • Martin Valdez Torres
  • Bob Follett
  • Jessica Schneider, MD
Supervisory Committee Nominee (Three-year term)
  • Rob McFarland
  • Matt Medlin
We thank you for your membership!

Contact the Supervisory Committee/Board of Directors

Supervisory Commitee Qualifications

Eligibility

  • Must be a Gesa member in good standing
  • Must be at least 18 years of age
  • Must be bondable by the credit union’s fidelity bond company
  • Cannot be a current Gesa employee or have been employed by Gesa or its subsidiaries in the past two years
  • Cannot serve on any other Board committees, credit committees, or investment committees
  • Cannot be a current officer of the Credit Union

Application Process Submit the following to [email protected]:

  • Letter of interest
  • Resume or curriculum vitae (CV)
  • Documentation showing how you meet role requirements and competencies

Approval

  • Three-year term of service
  • Approved by credit union membership
  • Annual stipend of up to $9,000 available
  • Reasonable accommodations provided as needed
  • Qualifications and Characteristics
  • Ability to read and interpret financial documents
  • Understanding of technology systems and security-related issues
  • Knowledge of credit union philosophy and governance
  • Strong verbal communication skills
  • Team player who listens respectfully to other viewpoints
  • Open-minded with good judgment
  • Willingness to assume leadership roles (Chairperson, Co-Chairperson, Secretary)
  • Ability to make group decisions with fellow Committee members
  • Receptive to member needs
  • Capable of representing the credit union professionally

Duties

  • Regularly attend Supervisory Committee meetings
  • Maintain strict confidentiality of credit union and member business
  • Stay current on all personal credit union obligations
  • Follow established loan procedures for personal loans
  • Participate in monitoring financial conditions
  • Provide governance oversight for financial and regulatory requirements
  • Responsibilities
  • Monitor internal controls for financial reporting objectives
  • Ensure accurate and prompt accounting records and financial reports
  • Verify loan and share accounts meet policy requirements
  • Review Board, officer, and committee actions for proper control
  • Evaluate policies and procedures to prevent errors and fraud
  • Confirm sufficient safeguards against conflicts of interest
  • Monitor compliance with Board policies and control procedures
  • Understand and help apply relevant credit union laws

For questions or accommodation requests, contact the VP of Internal Audit at (509) 316-4676 or [email protected]
Interested and qualified individuals should submit a letter of interest along with a resume or curriculum vitae (CV) outlining how you may satisfy the requirements and your fit for the role as a Supervisory Committee member. Submissions should be sent to the Supervisory Committee email at [email protected].

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

Disclaimer
SmartPlus Checking[APY]

Minimum opening balance of $25 required if the account is opened online.

In order to earn APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa debit card to make 15 debit card transactions that post and settle to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance.

Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member. APY is accurate as of , the last dividend declaration date.
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Smart Checking*There is a minimum opening balance requirement of $25.00 if the account is opened online.
Regular users of Gesa’s electronic services may want to consider SmartPlus Checking for additional benefits.
[Courtesy Pay]
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Student Checking[APY]

Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.
JXZ7V5MWLQ92
Smartplus Savings[APY]

In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance.

Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member.
P9T6QF2XJBLC
Smart Savings[APY]

Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings on the account.
Y4MKZ3WVTPQ8
High-Yield Savings[APY]

Dividends on the High Yield Savings account are calculated using the daily balance method and are paid monthly. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings.
NDLXQ98R5VTE
Money Market[APY]

Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500.00. There is a minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month. If the minimum average daily balance requirement is not met, you will be charged a service fee as stated in the Consumer Fee Schedule. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.
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Fixed Certificate[APY]

A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart.

Early withdrawal penalties apply (a penalty may be imposed for withdrawals before maturity):

If your account has an original maturity (term) of less than 12-months: The penalty will equal 90 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity (term) of 12-months or more – up to, but less than 36-months: The penalty will equal 180 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity of 36-months or more – up to, but less than 48-months: The penalty will equal 365 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity of 48-months or greater: The penalty will equal 540 days interest on the amount withdrawn subject to penalty.

In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. For any account which earns an interest rate that may vary during the term such as a bump certificate, the interest rate we will use to calculate this early withdrawal penalty will be the interest rate in effect at the time of the withdrawal. You may make withdrawals of principal from your account before maturity. In making such withdrawals, your balance may not fall below the minimum or we will close your account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest only on the crediting dates without penalty.

A $500 minimum deposit is required for consumer, IRA, and business certificates. Early withdrawal penalties may apply and may reduce earnings. Certificate rate is for a limited time only and could end at any time. Stated rate as of the first day of the month.
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Bump Certificate[APY]

A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart.

The Certificate owner must contact Gesa Credit Union to request the one-time rate increase on Bump Certificate accounts. The rate on the Bump Certificate will be changed on the following business day of the date Gesa Credit Union receives the request. The bump option can only be exercised once during the term of the Certificate and does not increase the term of the certificate. The new interest will not be applied retroactively. The new interest rate will be the interest rate we are then offering on regular certificates (non- bump rate certificates) that have the same term and minimum balance. Bump Certificates are only available for consumer and IRA Certificates. Early withdrawal penalties will apply. Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Special offer for a limited time only.
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