Checking and savings —

Everyday banking made for you.

Money Market
Money Market

Maximize interest on your cash

  • 0.20% APY* for $2,500 – $9,999.99
  • 0.25% APY* on $10,000 – $24,999.99
  • 0.30% APY* on $25,000 – $49,999.99
  • 0.35% APY* on $50,000 – $99,999.99
  • 0.40% APY* on $100,000 – $249,999.99
  • 0.45% APY* on $250,000.00+
Notes and Fees
Smart Checking
Smart Checking

This option makes a marvelous secondary checking account. It covers all your basics without monthly fees or balance requirements.

  • It’s great to use as a secondary checking account
  • There are no monthly fees, ever
Notes and Fees
Smart Savings
Smart Savings

This smart option covers all your essentials and works great as a secondary savings account.

  • Includes all your savings account necessities
  • Enjoy a base rate of interest with no nonsense
Notes and Fees
SmartPlus Checking
SmartPlus Checking

This smart checking account has no gimmicks and no monthly fees–plus, it makes you money.

  • Earn a great rate of 7.00% APY* on your first qualified $5,000 in balances
  • Enjoy free ATM fee refunds nationwide
Notes and Fees
SmartPlus Savings
SmartPlus Savings

This smart savings account comes with no catch—7.00% APY on your first $500 is not a promotional rate—it’s an everyday benefit.

  • Earn the market leading rate 7.00% APY* on your first $500 in balances
  • You can use this account to establish Gesa membership (with a $5 deposit)
Notes and Fees
Student Checking
Student Checking

The perfect choice for budget-minded students ages 14-18.

  • 5% APY* on $0 - $500
  • APY* over $500
  • FREE Debit Card and Online Banking
  • Unlimited ATM transactions
  • Minimum balance of $5 to open account
Notes and Fees
High-Yield Savings
High-Yield Savings

Earn 3.00% APY* on a $100,000+ balance with a high-yield savings account.

  • There are no monthly fees
  • An amazing rate for your investment
  • You can use this account to establish Gesa membership
Notes and Fees

Additional Gesa Savings Accounts

Affinity Cards

Each swipe of a debit card gives back

Gesa’s Affinity debit cards empower you and all our members to earn funds for local schools or community organizations just by swiping your debit card – and it costs you nothing!

Find out how you can earn more interest.

Answer a few questions about your financial situation including your family context, monthly spending and income, and we can help you find a car loan that won’t stretch you too thin.

View more resources

Notes and Fees

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

*To earn the higher rate, you must:

  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member

For any month where the account does not meet the qualification requirements, the account will earn a lower rate.

Minimum balance of $5 needed to open.

Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* No minimum account opening deposit if opened in person. If opened online, $25.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 10/01/2022 or the first day of the month – the last dividend declaration date.

Dividends on Primary Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The par value of a share in this account is $5.00. The amount necessary to open the account is also the amount necessary to earn the stated APY. Fees could reduce earnings on the account.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

*To earn the higher rate, you must:

  1. Enroll to receive eStatements

For any month where the account does not meet the qualification requirements, the account will earn a lower rate.

Dividends on an Addvantage Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one Addvantage Savings account per member.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

 

Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

Happy banking customer

Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa Customer at POS

Up to 5.00% APY
On select checking accounts!

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