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* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

*To earn the higher rate, you must:

1. Enroll in eStatements
2. Make a monthly direct deposit of over $200
3. Complete 15 debit card transactions
4. Provide and maintain a valid email address
5. Limit one account per member

For any month where the account does not meet the qualification requirements, the account will earn a lower rate.

Minimum balance of $5 needed to open.

Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* No minimum account opening deposit if opened in person. If opened online, $25.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 10/01/2022 or the first day of the month – the last dividend declaration date.

Dividends on Primary Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The par value of a share in this account is $5.00. The amount necessary to open the account is also the amount necessary to earn the stated APY. Fees could reduce earnings on the account.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

*To earn the higher rate, you must:

1. Enroll to receive eStatements
   
   

For any month where the account does not meet the qualification requirements, the account will earn a lower rate.

Dividends on an Addvantage Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one Addvantage Savings account per member.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.

Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.