Routing Number 325181248
Missed our 2025 Annual Meeting? You can see the Foundation’s 2024 highlights and achievements in our annual report.
Gesa in the Community —
Local Heroes
Do you know any local heroes that need funding?
We’re now accepting applications for the 2024 Local Heroes Grant Program.
Applications close July 31st.
Stand with your hero
With every swipe of a Local Heroes affinity debit card, Gesa members earn funds designated for grants in that card’s Local Heroes category (Firefighters, Healthcare Workers, Law Enforcement, Educators, and Veterans).
The Local Heroes Grants Program awards these funds to eligible organizations that support Local Heroes in our communities.
The funding varies depending on the amount raised the prior year through the Local Heroes affinity debit card. Grants are awarded in October.
Given back to our communities in 2024:
$4.9 million
Grant applications are now open through July 31, 2025
How do I know who is eligible?
To qualify for a Local Heroes Grant, an organization must provide proof that the requested funds will support Firefighters, Healthcare Workers, Law Enforcement, Educators, or Veterans in our community.
What is required to complete an application?
- Budget for the program or service you’re requesting funds for
- W-9 copy with EIN number
- Signed Gesa Publicity and Authorization form
Ineligible Requests
Grants will not be awarded for the following:
- Activities, groups, or events not in a Gesa Community
- Administrative expenses
- Projects whose primary purpose is religious or political
- Organizations where funds would be used for the purpose of building assets or capital Sponsorship requests that benefit or fund a single individuals’ participation in an event or activity
- Requests that benefit a private, for-profit business or private business owner
You can inquire about your grant status or request information by contacting [email protected].
Download the Local Heroes Program Grant Guide
- Grant applications close on July 31
- 2025 Applications will open in June 2025!
2024 Grant Recipients
Educators
- BELONG Partners
- Bethel School District
- Bremerton School District
- Granger High School PBIS Team
- Highland Middle School
- InvestED
- INW Dyslexia Alliance
- La Salle High School
- Mabton School District 120
- Park Middle School
- Pine Tree Elementary – Kent School District #415
- Riverside Elementary School
- Union Gap School
- Washington Elementary-Kennewick School District
- William Wiley Elementary
- Yakima County Department of Emergency Medical Services
Veterans
- Alatheia Therapeutic Riding Center
- American Legion Cathay Post #186
- Compass Housing Alliance
- Dress for Success Seattle
- Happy Letters Association
- Heroes Homestead
- Service Peace Warriors
- The Seattle Stand Down
- The Valhalla Flag Project
- Therapeutic Riding of Tri-Cities
- Yakima Valley Veterans Coalition
Firefighters
- City of Colfax Fire Department
- Columbia Walla Walla Fire District No 2
- Granger Volunteer Fire Department
- Grant County Fire District #3
- King County Fire Protection District 50
- Kootenai County Fire and Rescue
- Support 7
Law Enforcement
- Blue Hero Project
- Chelan County Mountain Rescue
- Chelan County Regional Justice Center K9 Unit
- City of West Richland – Police Dept.
- College Place Police Department
- Lakewood Police Department
- Law Enforcement Against Drugs Task Force
Healthcare Workers
- Columbia Basin College Foundation
- PeaceHealth Southwest Medical Center Foundation
- Tri-Cities Chaplaincy
Still have questions?
- Firefighters
- Healthcare Workers
- Law Enforcement
- Educators
- Veterans
The Local Heroes Grant Program funds projects and initiatives that support Firefighters, Healthcare Workers, Law Enforcement, Educators, and Veterans. This includes equipment, training, and program support for the local heroes and organizations they work with.
Every time a Gesa member uses their Local Heroes Affinity debit card, we donate to their card’s cause. Funds accumulated are disbursed annually by the Gesa Community Foundation.
The Gesa Community Foundation Board of Directors—comprised of Gesa team members and community members—works together to evaluate each grant request. The Foundation uses the following criteria for decision-making: connection to a Local Heroes population, financial need, and anticipated impact.
Applications are accepted annually starting in June with decisions finalized by October of each year.
Yes! Eligible organizations can apply annually whether you are awarded funding or not.
You can inquire about your grant status and request information by emailing [email protected].
Gesa In the Community
Scholarships
Empowering students to further their education is one of our top priorities.
Seminars
We offer free financial literacy materials and workshops to high schools, colleges, clubs, businesses, and other groups.
51 Gage Blvd. Richland, WA 99352
[email protected]
833 322 1893
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA
Equal Housing Opportunity
Co-op Shared
Branch
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We have the accounts, products, and services to help you and your small business succeed.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Learn More
We have upgraded to a new account opening process. Click Get Started to continue.
Getting started is easy!
Applying should only take a few minutes. Please have these documents ready:
- Social Security Number (SSN)
- Color copy of driver's license, state ID, or US Passport
- Contact info
-
Opening deposit by debit card or e-transfer*
*Credit cards are not accepted.
Call (888) 946-4372 or apply at a branch
Already a member?
Use your online banking log-in to pre-fill your application with saved information.
You can easily change your debit card through our affinity form.
Notes & Fees Glossary
| Disclaimer | ||
|---|---|---|
| SmartPlus Checking | [APY] Minimum opening balance of $25 required if the account is opened online. In order to earn APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa debit card to make 15 debit card transactions that post and settle to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance. Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member. APY is accurate as of , the last dividend declaration date. | A7KD4W9LQXZT |
| Smart Checking | *There is a minimum opening balance requirement of $25.00 if the account is opened online. Regular users of Gesa’s electronic services may want to consider SmartPlus Checking for additional benefits. [Courtesy Pay] | M3VY82CNRLKP |
| Student Checking | [APY] Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts. | JXZ7V5MWLQ92 |
| Smartplus Savings | [APY] In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance. Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member. | P9T6QF2XJBLC |
| Smart Savings | [APY] Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings on the account. | Y4MKZ3WVTPQ8 |
| High-Yield Savings | [APY] Dividends on the High Yield Savings account are calculated using the daily balance method and are paid monthly. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. | NDLXQ98R5VTE |
| Money Market | [APY] Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500.00. There is a minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month. If the minimum average daily balance requirement is not met, you will be charged a service fee as stated in the Consumer Fee Schedule. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account. | GQ37ZVKY1WLM |
| Fixed Certificate | [APY] A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart. Early withdrawal penalties apply (a penalty may be imposed for withdrawals before maturity): If your account has an original maturity (term) of less than 12-months: The penalty will equal 90 days interest on the amount withdrawn subject to penalty. If your account has an original maturity (term) of 12-months or more – up to, but less than 36-months: The penalty will equal 180 days interest on the amount withdrawn subject to penalty. If your account has an original maturity of 36-months or more – up to, but less than 48-months: The penalty will equal 365 days interest on the amount withdrawn subject to penalty. If your account has an original maturity of 48-months or greater: The penalty will equal 540 days interest on the amount withdrawn subject to penalty. In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. For any account which earns an interest rate that may vary during the term such as a bump certificate, the interest rate we will use to calculate this early withdrawal penalty will be the interest rate in effect at the time of the withdrawal. You may make withdrawals of principal from your account before maturity. In making such withdrawals, your balance may not fall below the minimum or we will close your account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest only on the crediting dates without penalty. A $500 minimum deposit is required for consumer, IRA, and business certificates. Early withdrawal penalties may apply and may reduce earnings. Certificate rate is for a limited time only and could end at any time. Stated rate as of the first day of the month. | H85PLKJXZ2QM |
| Bump Certificate | [APY] A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart. The Certificate owner must contact Gesa Credit Union to request the one-time rate increase on Bump Certificate accounts. The rate on the Bump Certificate will be changed on the following business day of the date Gesa Credit Union receives the request. The bump option can only be exercised once during the term of the Certificate and does not increase the term of the certificate. The new interest will not be applied retroactively. The new interest rate will be the interest rate we are then offering on regular certificates (non- bump rate certificates) that have the same term and minimum balance. Bump Certificates are only available for consumer and IRA Certificates. Early withdrawal penalties will apply. Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Special offer for a limited time only. | RXNQ72MLYV9C |