Routing Number 325181248
A clever way to make your money earn more money.
*APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 01/01/23, the last dividend declaration date. Minimum opening balance of $25 required if the account is opened online.
In order to earn 7.00% APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa debit card to make 15 debit card transactions that post and settle to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance.
Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member.
On your first qualified $5,000 in balances.
0.01% for balances over $5,000.
Pay for your purchases with your Gesa debit or credit card on your smartphone.
Card manager and custom alerts to keep you in the loop about your money.
We believe in growing your money. That’s why we have no monthly service charges on our personal checking accounts.
Get early access to your direct deposit before it lands in your checking account
Round up your transactions to the next whole dollar and grow your savings effortlessly.
24-hour access to your accounts to make transfers, deposit checks, and more.
Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.
In unexpected situations, choose what happens if you are short on funds in your checking account.
Gesa’s Affinity Debit Cards empower you and all our members to earn funds for local schools or community organizations just by swiping your debit card – and it costs you nothing!
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
In those unexpected situations when you are short on funds, Courtesy Pay may save you from merchant NSF fees, interruption of services, and the embarrassment and inconvenience associated with returned or declined items. You can choose one type of account coverage, or all three (Courtesy Pay, Savings Transfer, and Personal Line of Credit). Whatever works for you, works for us.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
ATM fee rebates are only allowed for eligible SmartPlus Checking accounts. To qualify, the accounts must have a valid email address, complete 18 debit card purchases, have at least one direct deposit or external ACH auto debit set up, and receive eStatements. For accounts that qualify, ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.
All Gesa consumer checking accounts have no monthly service charges.
Still have questions?
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Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
Routing Number 325181248