Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.
Credit Cards —
Cash Rewards Card
The Cash Rewards credit card is the rewards card you’ve been asking for.
- Unlimited 1.5% cash back
- No annual fee
Get the rewards you deserve
1.5% unlimited cash back on all purchases.
- Receive $100 Bonus Cash Back after $1,000 in qualified purchases within the first 90 days after account opening
- 0% APR* intro period rate on balance transfers for 6 months -- After the intro period variable rates of 17.99 – 28.99% apply based on creditworthiness
- No annual fee
- Visa® Signature Conciergeâ€
Notes & Fees
Please refer to your Visa® Cash Rewards Credit Card Disclosure for important information about rates, fees and other transaction fees.
†Visa Signature Concierge. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Cash Rewards Terms and Conditions for further details.
*APR = Annual Percentage Rate. Offer valid on new Visa® Cash Rewards credit card accounts only. Account transfers such as lost, stolen, or Program changes are not considered new accounts and do not qualify for $100 bonus. For qualifying new accounts opened on or after 05/15/23, earn a $100 cash rewards bonus upon reaching $1,000 in net purchase transactions made with your Cash Rewards credit card account within 90 days of the account opening date. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 17.99 – 28.99% for Cash Rewards). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
Cash Back Offer
$100
Receive $100 bonus cash back after $1,000 in qualified purchases within the first 90 days after account opening.
Competitor Credit Card Comparison
- Unlimited 1.50% Cash Back on All Purchases
- Balance Transfer Fee
- APR for Purchases
- APR for Balance Transfer
 Gesa Cash Rewards Card |
 Capital One® Quicksilver Card |
 Bank of America® Unlimited Cash Rewards |
 Chase® Freedom Unlimited |
|
Yes |
Yes |
Yes |
Yes |
Gesa Cash Rewards Card |
Capital One® Quicksilver Card |
Bank of America® Unlimited Cash Rewards |
Chase® Freedom Unlimited |
|
None |
None |
$10 or 3% of the amount of each transfer, whichever is greater |
$5 or 5% of the amount of each transfer, whichever is greater |
Gesa Cash Rewards Card |
Capital One® Quicksilver Card |
Bank of America® Unlimited Cash Rewards |
Chase® Freedom Unlimited |
|
Standard variable APR as low as 13.24% |
Standard variable APR as low as 15.24% |
Standard variable APR as low as 14.24% |
Standard variable APR as low as 14.99% |
Gesa Cash Rewards Card |
Capital One® Quicksilver Card |
Bank of America® Unlimited Cash Rewards |
Chase Freedom® Unlimited |
|
Standard variable APR as low as 13.24% |
Standard variable APR as low as 15.24% |
Standard variable APR as low as 14.24% |
Standard variable APR as low as 14.99% |
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
Still have questions?
To get started, check out what you pre-qualify for in just a few minutes and with no ding on your credit score.
Yes! You can choose between two WSU athletics Affinity Cards that give back to the athletics teams with no extra charge to you.
Rates vary and are subject to change at the first of every month, but you can explore rates further on our rates page.
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Federally insured by NCUA  –  Equal Housing Opportunity Lender  – Co-op Shared Branch
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© Gesa Credit Union. All Rights Reserved
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA  –  Equal Housing Opportunity Lender  – Co-op Shared Branch
NCUA
© Gesa Credit Union. All Rights Reserved
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Affinity debit cards give back to your community when you swipe.
We're in the business of growing yours.
We have the accounts, products, and services to help you and your small business succeed.
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Business Visa:
A low-rate card made for business owners.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
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Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|