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Credit Cards —

Cash Rewards Card

The Cash Rewards credit card is the rewards card you’ve been asking for.

Get the rewards you deserve

1.5% unlimited cash back on all purchases.

Notes & Fees

Please refer to your Visa® Cash Rewards Credit Card Disclosure for important information about rates, fees and other transaction fees.

† Visa Signature Concierge. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Cash Rewards Terms and Conditions for further details.

Cardholder Benefits Documents

*APR = Annual Percentage Rate. Offer valid on new Visa® Cash Rewards credit card accounts only. Account transfers such as lost, stolen, or Program changes are not considered new accounts and do not qualify for $100 bonus. For qualifying new accounts opened on or after 05/15/23, earn a $100 cash rewards bonus upon reaching $1,000 in net purchase transactions made with your Cash Rewards credit card account within 90 days of the account opening date. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 17.9928.99% for Cash Rewards). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

Cash Rewards
Cash Back Offer

$100

Receive $100 bonus cash back after $1,000 in qualified purchases within the first 90 days after account opening.

Competitor Credit Card Comparison

Card - Cash Rewards
Gesa Cash Rewards Card
Card - Capital One
Capital One® Quicksilver Card
Card - Bank of America
Bank of America® Unlimited Cash Rewards
Card - Chase
Chase® Freedom Unlimited

Yes

Yes

Yes

Yes

Card - Cash Rewards
Gesa Cash Rewards Card
Card - Capital One
Capital One® Quicksilver Card
Card - Bank of America
Bank of America® Unlimited Cash Rewards
Card - Chase
Chase® Freedom Unlimited

None

None

$10 or 3% of the amount of each transfer, whichever is greater

$5 or 5% of the amount of each transfer, whichever is greater

Card - Cash Rewards
Gesa Cash Rewards Card
Card - Capital One
Capital One® Quicksilver Card
Card - Bank of America
Bank of America® Unlimited Cash Rewards
Card - Chase
Chase® Freedom Unlimited

Standard variable APR as low as 13.24%

Standard variable APR as low as 15.24%

Standard variable APR as low as 14.24%

Standard variable APR as low as 14.99%

Card - Cash Rewards
Gesa Cash Rewards Card
Card - Capital One
Capital One® Quicksilver Card
Card - Bank of America
Bank of America® Unlimited Cash Rewards
Card - Chase
Chase Freedom® Unlimited

Standard variable APR as low as 13.24%

Standard variable APR as low as 15.24%

Standard variable APR as low as 14.24%

Standard variable APR as low as 14.99%

Why go with Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

Scholarships

Still have questions?

To get started, check out what you pre-qualify for in just a few minutes and with no ding on your credit score.

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Yes! You can choose between two WSU athletics Affinity Cards that give back to the athletics teams with no extra charge to you.

Explore WSU Affinity Cards

Rates vary and are subject to change at the first of every month, but you can explore rates further on our rates page.

Explore Rates

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *