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LPL Financial

Retirement Planning

Guidance to support you through every stage of life.

As careers, family matters, and economic conditions change, so do your goals and objectives. That’s why financial planning is an ongoing, dynamic process. A comprehensive personal financial plan will help you make the most of any situation life brings.

At Gesa Investment Services, LPL Wealth Advisors are here to provide you with financial advice and solutions. Whether you’re planning for retirement or funding your child’s education, we can help you explore your options and develop an effective plan customized for your goals.

It all starts with a plan

Smart planning helps you navigate life’s journey with confidence. The first step toward building a secure financial future is to build a financial investment plan.

Gesa Investment Services makes it easier. A licensed LPL Wealth Advisor will meet with you to discover your needs and help create long-term goals.

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Adjust as you go

Throughout your career, there are many financial decisions to consider, for both your short- and long-term needs. Leaving your job does not have to mean leaving your money.

  • First, insure your life and health.
  • Then, you’ll want to decide what you should do with your retirement plans. When you switch employers, you can choose to keep your current 401(k)-retirement plan, start a new employer’s plan, or you can move your eligible retirement fund to your own individual Rollover IRA account to maintain the tax-deferred status of the earnings in your account.

A licensed LPL Wealth Advisor will evaluate possible financial decisions during career transitions and can help you make informed decisions with your money.

Retiring well is possible

Whether your retirement starts next year or 20 years from now, it’s vital to have a solid plan. If you utilize tax-advantaged savings plans such as 401(k)s or IRAs, it’s important to plan with confidence today to ensure freedom tomorrow.

Retiring well depends on how skillfully you plan and invest.

Gesa Investment Services provide honest, realistic approaches to your retirement options. A licensed LPL Wealth Advisor will assess your personal needs and help answer questions such as: How much money will I need to retire? What IRA is best for me? What is the best way to preserve my estate? What options are going to give me the best tax advantages?

Don’t leave your retirement to chance.

Prepare for Future Generations

You can’t take it with you when you go, but you can lay a foundation for future generations.

‍Estate planning is an important part of financial planning if you are considering future generations. Once you have planned and invested for your retirement, it’s time to focus on how your assets will be managed after your death.

We can help make sure you’re aware of the options available to you. A licensed LPL Wealth Advisor will evaluate the financial decisions you are facing and help you make informed decisions with your money.

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More from Gesa Investment Services

Online Investing

Digital investing through Guided Wealth Portfolios.

Investment Planning

Build and manage your wealth.

Advisory Services

Let’s build your nest egg together.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Gesa Credit Union and Gesa Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Gesa Investment Services and may also be employees of Gesa Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Gesa Credit Union or Gesa Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not insured by NCUA or any other goverment agency Not credit union Guaranteed Not credit union deposits or obligations May lose value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html or scan the QR code below for more detailed information.

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With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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Up to 5.00% APY
On select checking accounts!

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Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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