All loans subject to approval. No purchase necessary to enter or win. This drawing is open to any legal resident of Washington, Oregon, and Idaho, 18 years of age or older, at the time of entry. Odds of winning are based on total number of entries received. Gesa Credit Union members who finance a mortgage with Gesa now through June 30, 2024 and close by July 31, 2024 will automatically be entered to win $25,000 and will receive five (5) entries into the drawing. Refinances are eligible on first mortgages only and exclude fixed-rate second mortgages and home equity line of credit. An alternate entry may be submitted by mailing an essay of at least 500 words on the following prompt: Homeownership is often seen as a key step towards achieving financial freedom. In a 500+ word essay, share your personal financial goals and how winning free mortgage payments for a year would contribute to those objectives. Discuss the attributes and qualities you prioritize when selecting a mortgage lender that supports your financial aspirations. You must include your name, address, date of birth, email address, and telephone number to Gesa Credit Union, Attn. Marketing Dept. at 51 Gage Blvd. Richland, WA 99352. Your essay must be received by Gesa before the end of the business day on June 30, 2024. An alternate entry is limited to one (1) entry per individual and address. Alternate entries will receive one (1) entry into the drawing. There will be a random drawing for one prize of $25,000 after the conclusion of the promotional period. Winner does not need to be present to claim prize. Winner is required to provide proof of an active mortgage to claim prize. Winner may decline the prize, and a second random winner will be selected. Gesa Credit Union will not be held liable for any increase in income tax liability. Gesa Credit Union will report winnings over $600 on IRS Form 1099-MISC. Consult your tax advisor. Contact Gesa Credit Union for more details and entry information and visit gesa.com/promotions/mortgage-on-us. Gesa Credit Union employees and their immediate families are not eligible. See full Official Rules for details.