Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.

Gesa Credit Union will be closed on February 19, 2024 for Presidents' Day. This includes all branches and our Member Contact Center. Regular hours will resume February 20, 2024.

Update Notice: We're improving our systems on the evening of November 4. Gesa members may experience overnight service disruptions. Thank you for your understanding.

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Promotions –

Live mortgage-free for a year!

Get a new home loan with Gesa for your chance to win $25,000.

Imagine how much money you’d save if we paid your mortgage every month for a year! What would you buy? What could you remodel? Where could you vacation?

Now through June 30, 2024, open a new home loan with Gesa and be entered to win $25,000!

To qualify to win, you must:

  • Be over 18 years old and in good standing
  • Be a resident of Washington, Oregon, or Idaho
  • Only valid on primary mortgages that close by July 31, 2024
  • Refinances are eligible on first mortgages only and exclude fixed-rate second mortgages and home equity line of credit

Having questions is normal, and we can help! Call us at (833) 710-0652, or visit your local branch.

See full Official Rules for details.

Notes and Fees

All loans subject to approval. No purchase necessary to enter or win. This drawing is open to any legal resident of Washington, Oregon, and Idaho, 18 years of age or older, at the time of entry. Odds of winning are based on total number of entries received. Gesa Credit Union members who finance a mortgage with Gesa now through June 30, 2024 and close by July 31, 2024 will automatically be entered to win $25,000 and will receive five (5) entries into the drawing. Refinances are eligible on first mortgages only and exclude fixed-rate second mortgages and home equity line of credit. An alternate entry may be submitted by mailing an essay of at least 500 words on the following prompt: Homeownership is often seen as a key step towards achieving financial freedom. In a 500+ word essay, share your personal financial goals and how winning free mortgage payments for a year would contribute to those objectives. Discuss the attributes and qualities you prioritize when selecting a mortgage lender that supports your financial aspirations. You must include your name, address, date of birth, email address, and telephone number to Gesa Credit Union, Attn. Marketing Dept. at 51 Gage Blvd. Richland, WA 99352. Your essay must be received by Gesa before the end of the business day on June 30, 2024. An alternate entry is limited to one (1) entry per individual and address. Alternate entries will receive one (1) entry into the drawing. There will be a random drawing for one prize of $25,000 after the conclusion of the promotional period. Winner does not need to be present to claim prize. Winner is required to provide proof of an active mortgage to claim prize. Winner may decline the prize, and a second random winner will be selected. Gesa Credit Union will not be held liable for any increase in income tax liability. Gesa Credit Union will report winnings over $600 on IRS Form 1099-MISC. Consult your tax advisor. Contact Gesa Credit Union for more details and entry information and visit Gesa Credit Union employees and their immediate families are not eligible. See full Official Rules for details.

Mortgage on us

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

Notes & Fees Glossary

*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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