Commercial Banking —
Business Certificates
High-yield, fixed-rate savings
If you’re seeking a higher-yielding fixed-rate savings account for funds that are in excess of your current operating requirements, consider our Business Certificate accounts. Benefits include:
- Terms ranging from three to sixty months​
- Interest is compounded and paid monthly and at maturity​
- Choose one of three tier levels for your account​
- Certificates can be used as collateral to secure a loan at a competitive margin​
Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only. Stated rates are as of 11/01/2022 and are subject to change.
Business Analysis Account Fees (PDF)
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Term (months) | APY* (min. balance $500.00) | APY* (min. balance $50,000.00) | APY* (min. balance $100,000.00) |
---|---|---|---|
3 | 0.25% | 0.25% | 0.25% |
6 | 5.00% | 5.00% | 5.00% |
12 | 2.70% | 2.85% | 3.00% |
18 | 5.15% | 5.15% | 5.15% |
24 | 2.25% | 2.35% | 2.50% |
30 | 2.25% | 2.35% | 2.50% |
36 | 2.25% | 2.35% | 2.50% |
48 | 2.35% | 2.55% | 2.75% |
60 | 2.60% | 2.80% | 3.00% |
Term (months) | APY* (min. balance $500.00) | APY* (min. balance $50,000.00) | APY* (min. balance $100,000.00) |
---|---|---|---|
3 | |||
6 | |||
7 | |||
12 | |||
13 | |||
18 | |||
24 | |||
25 | |||
30 | |||
36 | |||
48 | |||
60 |
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© Gesa Credit Union. All Rights Reserved
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA  –  Equal Housing Opportunity Lender  – Co-op Shared Branch
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Affinity debit cards give back to your community when you swipe.
We're in the business of growing yours.
We have the accounts, products, and services to help you and your small business succeed.
Business Visa:
A low-rate card made for business owners.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
Disclaimer | |
---|---|
*APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
SmartPlus Checking | *To earn the higher rate, you must:
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