Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.

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Update Notice: We're improving our systems on the evening of November 4. Gesa members may experience overnight service disruptions. Thank you for your understanding.

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Commercial Banking —

Real Estate and Construction

Flexible financing for your real estate needs

Whether you’re looking to purchase, refinance, or build a new facility, Gesa offers Commercial Real Estate financing with flexible terms and competitive rates.

  • Owner and non-owner-occupied financing
  • Industrial, office, retail, apartment, and residential
  • Experienced local lenders – Fast local decisions
  • New construction and builds

Apply for a Commercial Real Estate Loan today by contacting your regional Commercial Banking Lender

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Why Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

  • $500k given back to local communities
  • Scholarship opportunities for local students
  • Scholarships and grants for local organizations and events
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Gesa Credit Union
Gesa Credit Union

51 Gage Blvd. Richland, WA 99352

Routing Number: 325181248

(888) 946-4372

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CO-OP Shared Branch

Equal Housing Opportunity Lender  –  Co-op Shared Branch

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© Gesa Credit Union. All Rights Reserved

Routing Number: 325181248
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Gesa Credit Union
51 Gage Blvd. Richland, WA 99352
Equal Housing Opportunity
CO-OP Shared Branch

Equal Housing Opportunity Lender  –  Co-op Shared Branch

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Routing Number
325181248

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51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

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Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

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We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
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Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

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Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *