Commercial Banking —
Money Market Accounts
Meet your financial goals and lifestyle
With a Gesa Money Market account, the more you save, the more you can earn. Think of it as an accelerator for your savings plan.
Commercial Money Market Rates
APY* | Minimum daily balance |
0.13% | $2,500.00 – $9,999.99 |
0.19% | $10,000.00 – $49,999.99 |
0.24% | $50,000.00 – $99,999.99 |
$100,000.00 – $499,999.99 | |
0.30% | $500,000.00+ |
APY* | Minimum daily balance |
0.13% | $0.01 – $49,999.99 |
0.19% | $50,00.00 – $249,999.99 |
0.24% | $250,000.00 – $499,999.99 |
0.27% | $500,000.00+ |
Business Money Market Account
- Earn higher dividend based on one of five balance tiers
- Maintain a low $2500 daily balance to earn tiered dividend rate
- Enjoy six remote withdrawals or transfers a month
- Acts as overdraft protection for any Gesa Business checking account
- Dividends paid monthly
Notes and fees apply to both Business Money Market Rates and Business Money Market Sweep Rates
Business Analysis Account Fees (PDF)
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Business Money Market Sweep Account
- For businesses that have established a target balance this account will sweep and collect any balances above that target so they can earn dividends
- No minimum balance to open or maintain the account
- Funds are moved into and out of your Sweep account based on a targeted balance established for your Business Analysis Checking account
- Small set-up and monthly service fee
- Unlimited deposits
- Dividends paid monthly
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
Have any questions?
Contact a Commercial Banking Representative by:
- Calling (833) 322-1893 or
- Find a Loan Officer
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We're in the business of growing yours.
We have the accounts, products, and services to help you and your small business succeed.
Business Visa:
A low-rate card made for business owners.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
Disclaimer | |
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*APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
SmartPlus Checking | *To earn the higher rate, you must:
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