Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.
Commercial Banking —
Money Market Accounts
Meet your financial goals and lifestyle
With a Gesa Money Market account, the more you save, the more you can earn. Think of it as an accelerator for your savings plan.
Commercial Money Market Rates
Business Money Market Rates
Business Money Market Sweep Rates
Business Money Market Rates
| APY* | Minimum daily balance |
| 0.13% | $2,500.00 – $9,999.99 |
| 0.19% | $10,000.00 – $49,999.99 |
| 0.24% | $50,000.00 – $99,999.99 |
| $100,000.00 – $499,999.99 | |
| 0.30% | $500,000.00+ |
Business Money Market Sweep Rates
| APY* | Minimum daily balance |
| 0.13% | $0.01 – $49,999.99 |
| 0.19% | $50,00.00 – $249,999.99 |
| 0.24% | $250,000.00 – $499,999.99 |
| 0.27% | $500,000.00+ |
Business Money Market Account
- Earn higher dividend based on one of five balance tiers
- Maintain a low $2500 daily balance to earn tiered dividend rate
- Enjoy six remote withdrawals or transfers a month
- Acts as overdraft protection for any Gesa Business checking account
- Dividends paid monthly
Notes and fees apply to both Business Money Market Rates and Business Money Market Sweep Rates
Business Analysis Account Fees (PDF)
To view the PDFs, you may need the free utility Adobe Reader.
Business Money Market Sweep Account
- For businesses that have established a target balance this account will sweep and collect any balances above that target so they can earn dividends
- No minimum balance to open or maintain the account
- Funds are moved into and out of your Sweep account based on a targeted balance established for your Business Analysis Checking account
- Small set-up and monthly service fee
- Unlimited deposits
- Dividends paid monthly
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
Have any questions?
Contact a Commercial Banking Representative by:
- Calling (833) 322-1893Â or
- Find a Loan Officer
We use cookies on this site to enhance your user experience. For more information, please see our Privacy Policy.
Banking
Menu
Loans
Menu
Investing
Menu
Business Banking
Menu
About Gesa
Menu
Menu
Federally insured by NCUA  –  Equal Housing Opportunity Lender  – Co-op Shared Branch
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (888) 946-4372 for assistance.
© Gesa Credit Union. All Rights Reserved
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA  –  Equal Housing Opportunity Lender  – Co-op Shared Branch
NCUA
© Gesa Credit Union. All Rights Reserved
Help when you need it.
Gesa makes banking as easy, convenient and secure as possible.
Resources
Menu
Quick Links
Menu
People helping people.
Gesa credit union is committed to making a positive impact in the communities we serve.
In the Community
Menu
About Gesa
Menu
Affinity debit cards give back to your community when you swipe.
We're in the business of growing yours.
We have the accounts, products, and services to help you and your small business succeed.
Menu
Business Visa:
A low-rate card made for business owners.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Menu
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|