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Branches will closed Monday, May 29th in observance of the Memorial Day.

Gesa’s 70th Annual Membership Meeting is scheduled for April 13, 2023 at 6:00 p.m.

April is national education month, get smart with Gesa University
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Commercial Banking —

Commercial Term and SBA Loans

Commercial Term Loans

Looking for cash for equipment, machinery, vehicles, or other fixed assets? A Gesa Commercial Term Loan can help you grow your business with term loans for larger, long-term expenditures.

  • Fixed or variable interest rates
  • Convenient automatic payment options
  • Experienced local lenders
  • Fast local decisions
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SBA Loans

Gesa is ready to help you achieve your goals. As a Preferred Small Business Administration (SBA) Lender, Gesa can approve SBA loans faster and get funds into your hands sooner. This means you can take your start-up or growing business to the next level.

  • We offer SBA 7(a), SBA Cap Lines, Express, and 504 Loan Programs
  • Any applicable fees may be financed directly into the loan

Resource: U.S. Small Business Administration website.

Contact a Loan Officer
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Gesa Credit Union
Gesa Credit Union

51 Gage Blvd. Richland, WA 99352

Routing Number: 325181248

(888) 946-4372

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NCUA
Equal Housing Opportunity
CO-OP Shared Branch
Federally insured by NCUA  –   Equal Housing Opportunity Lender  –  Co-op Shared Branch

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Gesa makes banking as easy, convenient and secure as possible.

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Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Gesa's Community Impacts
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Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

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We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
Business owner

Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

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(888) 946-4372

Routing Number 325181248

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Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *