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Commercial Banking —
Savings Accounts
Gesa makes your money work harder with savings options that optimize your cash flow
- Convenient
- Online Banking access
- Ensure your membership as a business account member
Savings for your business
- Low minimum balance of $100 to open and maintain the account
- Competitive rates assure that your funds are working for you
- Low monthly service charge can be waived based on the aggregate average daily balances in all other Business accounts
- Use this account for overdraft protection for a checking or money market account
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Dividends on Business Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The minimum balance to open the Savings Account is $100.00 and you must maintain a minimum $100.00 in your account to avoid a service fee. A minimum daily balance of $500.00 in the account each day is necessary to earn the stated APY. Fees could reduce earnings on the account. APY is accurate as of 07/01/2022.
Business Analysis Account Fees (PDF)
To view the PDFs, you may need the free utility Adobe Reader. Click here to get it
With a minimum daily balance of $500 in the account each day to obtain this APY.
Contact Gesa to open a Business Savings Account
Business Certificates Rates
High-yield, fixed-rate savings
If you’re seeking a higher-yielding fixed-rate savings account for funds that are in excess of your current operating requirements, consider our Business Certificate accounts. Benefits include:
- Terms ranging from three to sixty months
- Interest is compounded and paid monthly and at maturity
- Choose one of three tier levels for your account
- Certificates can be used as collateral to secure a loan at a competitive margin
Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only. Stated rates are as of 11/01/2022 and are subject to change.
Business Analysis Account Fees (PDF)
To view the PDFs, you may need the free utility Adobe Reader. Click here to get it
| Term (months) | APY* (min. balance $500.00) | APY* (min. balance $50,000.00) | APY* (min. balance $100,000.00) |
|---|---|---|---|
| 3 | |||
| 6 | |||
| 12 | |||
| 18 | |||
| 24 | |||
| 30 | |||
| 36 | |||
| 48 | |||
| 60 |
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
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Federally insured by NCUA – Equal Housing Opportunity Lender – Co-op Shared Branch
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© Gesa Credit Union. All Rights Reserved
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
(888) 946-4372
© Gesa Credit Union. All Rights Reserved
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We're in the business of growing yours.
We have the accounts, products, and services to help you and your small business succeed.
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Business Visa:
A low-rate card made for business owners.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
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Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|