Checking and savings —

Smart Savings

The sensible option for members with existing savings accounts.

Get Smart and cover all your savings needs

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

APY is accurate as of 01/01/23, the last dividend declaration date.

Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The par value of a share in this account is $5.00. The amount necessary to open the account is also the amount necessary to earn the stated APY. Fees could reduce earnings on the account.

0.05%APY*

On daily balances equal to or greater than $0.01

Benefits with all Gesa savings accounts

Online and Mobile banking

24-hour access to your accounts to make transfers, deposit checks, and more.

Nationwide ATMs

Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.

Card Controls

Remote card controls and custom alerts to keep you in the loop about your money.

  • Online and Mobile banking

    24-hour access to your accounts to make transfers, deposit checks, and more.

    Learn more
  • Nationwide ATMs

    Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.

    Learn more
  • Card Manager

    Card manager and custom alerts to keep you in the loop about your money.

    Learn more

Why go with Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

Still have questions?

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Learn more about NCUA Insurance Coverage 

Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service.

Learn more about Gesa Resources 

Still have questions?

Compare to:

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

Happy banking customer

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa Customer at POS

Up to 5.00% APY
On select checking accounts!

Learn More