Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.
Checking and savings —
Smart Savings
The sensible option for members with existing savings accounts.
- Secure a rate of 0.05% APY*
Get Smart and cover all your savings needs
- Includes all your savings account necessities
- Enjoy a base rate of interest with no nonsense
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
APY is accurate as of 03/04/23, the last dividend declaration date.
Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings on the account.
Notes and Fees
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
APY is accurate as of 03/04/23, the last dividend declaration date.
Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings on the account.
0.05%APY*
On daily balances equal to or greater than $0.01
Benefits with all Gesa savings accounts
Online and Mobile banking
24-hour access to your accounts to make transfers, deposit checks, and more.
Nationwide ATMs
Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.
Card Controls
Remote card controls and custom alerts to keep you in the loop about your money.
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Online and Mobile banking
24-hour access to your accounts to make transfers, deposit checks, and more.
Learn more -
Nationwide ATMs
Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.
Learn more -
Card Manager
Card manager and custom alerts to keep you in the loop about your money.
Learn more
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
Still have questions?
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service.
Still have questions?
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Federally insured by NCUA – Equal Housing Opportunity Lender – Co-op Shared Branch
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© Gesa Credit Union. All Rights Reserved
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA – Equal Housing Opportunity Lender – Co-op Shared Branch
NCUA
© Gesa Credit Union. All Rights Reserved
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We have the accounts, products, and services to help you and your small business succeed.
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Business Visa:
A low-rate card made for business owners.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
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Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|