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Checking and savings —
SmartPlus Savings
A savvy way to get a great rate and establish a membership.
SmartPlus Savings
keeps getting smarter
- Earn the market leading rate (7.00% APY*) on your first $500 in balances*
- You can use this account to establish Gesa membership (with a $5 deposit)
How to qualify
- Enroll in eStatements
- Limit one account per member
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 03/04/23, the last dividend declaration date.
In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance.
Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member.
Notes and Fees
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 03/04/23, the last dividend declaration date.
In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance.
Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member.
7.00%APY*
On your first $500 in balances.
0.01% APY for balances over $500.
Benefits with all Gesa savings accounts
Online and Mobile banking
24-hour access to your accounts to make transfers, deposit checks, and more.
Nationwide ATMs
Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.
Card Controls
Remote card controls and custom alerts to keep you in the loop about your money.
-
Online and Mobile banking
24-hour access to your accounts to make transfers, deposit checks, and more.
Learn more -
Nationwide ATMs
Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.
Learn more -
Card Manager
Card manager and custom alerts to keep you in the loop about your money.
Learn more
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
Still have questions?
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service.
Still have questions?
Compare to:
Checking and savings
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Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
(888) 946-4372
© Gesa Credit Union. All Rights Reserved
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Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|