Checking and savings —

SmartPlus Savings

A savvy way to get a great rate and establish a membership.

SmartPlus Savings
keeps getting smarter

How to qualify
  • Enroll in eStatements
  • Limit one account per member

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 01/01/23, the last dividend declaration date.

In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance.

Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member.

SmartPlus Savings

7.00%APY*

On your first $500 in balances.
0.01% for balances over $500.

Benefits with all Gesa savings accounts

Online and Mobile banking

24-hour access to your accounts to make transfers, deposit checks, and more.

Nationwide ATMs

Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.

Card Controls

Remote card controls and custom alerts to keep you in the loop about your money.

  • Online and Mobile banking

    24-hour access to your accounts to make transfers, deposit checks, and more.

    Learn more
  • Nationwide ATMs

    Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.

    Learn more
  • Card Manager

    Card manager and custom alerts to keep you in the loop about your money.

    Learn more

Why go with Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

Still have questions?

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Learn more about NCUA Insurance Coverage 

Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service.

Learn more about Gesa Resources 

Still have questions?

Compare to:

Checking and savings

Smart Savings

This smart option covers all your essentials and works great as a secondary savings account.

See Details

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

Happy banking customer

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa Customer at POS

Up to 5.00% APY
On select checking accounts!

Learn More