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IRA Accounts and Certificates

Start saving today for a retirement full of possibilities!

Visit a Gesa Branch
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  • Gesa's IRA savings and certificate accounts are insured by the NCUA
  • Insured up to $250,000 and separately from other savings accounts
Details

At Gesa, we offer a choice between IRA Savings Accounts and IRA Certificate Accounts.

  • Gesa's IRA (Individual Retirement Account) savings accounts and certificate accounts are insured by the NCUA
  • Insured up to $250,000 and separately from other savings accounts
  • Provides peace of mind that your money will be there when you need it
  • Interest credited to your account every month and at maturity

View the IRA Conversion Factsheet.

 

Visit a Gesa Branch to get started today.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change after account opening. Stated rate as of the first day of the month, 11/01/2021, the last dividend declaration date. There is no minimum balance requirement to earn stated APY on IRA Savings. Fees may reduce earnings on the account.

IRA Savings Account: Rate may change after the account is opened. Dividends on IRA Savings are calculated using the daily balance method and will be credited to a member’s account quarterly. There is no minimum balance requirement to earn stated APY on IRA Savings. Fees may reduce earnings on the account.

IRA Certificates: Early withdrawal penalties will apply and may reduce earnings. Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Certificate rates are for a limited time only. Stated rates are as of the first of the month are subject to change.

IRA Savings and IRA Certificate Rates


Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
12      
13      
18      
24      
25      
30      
36      
48      
60      
84      
Account Type
Term
(months)
 APY* Min. Deposit
IRA Savings —   $100.00

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51 Gage Blvd. Richland, WA 99352

Routing Number: 325181248

(888) 946-4372

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(888) 946-4372

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