Checking and savings —

IRA Accounts and Certificates

Start saving today for a retirement full of possibilities!

At Gesa, we offer a choice between IRA Savings Accounts and IRA Certificate Accounts.

View the IRA Conversion Factsheet.

 

Visit a Gesa Branch to get started today.

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change after account opening. Stated rate as of the first day of the month, 11/01/2021, the last dividend declaration date. There is no minimum balance requirement to earn stated APY on IRA Savings. Fees may reduce earnings on the account.

IRA Savings Account: Rate may change after the account is opened. Dividends on IRA Savings are calculated using the daily balance method and will be credited to a member’s account quarterly. There is no minimum balance requirement to earn stated APY on IRA Savings. Fees may reduce earnings on the account.

IRA Certificates: Early withdrawal penalties will apply and may reduce earnings. Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Certificate rates are for a limited time only. Stated rates are as of the first of the month are subject to change.

IRA Savings and IRA Certificate Rates


Term
(months)

APY*
(min. balance $500.00)

APY*
(min. balance $50,000.00)

APY*
(min. balance $100,000.00)
12      
13      
18      
24      
25      
30      
36      
48      
60      
84      
Account Type
Term
(months)
APY* Min. Deposit
IRA Savings   $100.00

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Gesa credit union is committed to making a positive impact in the communities we serve.

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Gesa has the accounts, products, and services to help you and your small business succeed.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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Up to 5.00% APY
On select checking accounts!

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