In order to qualify for Skip-A-Payment:
- The loan or credit card must have been open for at least 12 months at the time of the Skip-A-Payment application
- There must be at least 11 months between your last skip and the date of your new Skip-A-Payment application
- You must be in good standing with all Gesa accounts and loans. For credit cards, you must have an available balance greater than $0.00
- There must be no return check fee balance greater than $25 or late fee balance greater than $25 on your loan or credit card
- You must have full coverage insurance on your vehicle loan
