Skip Menu
Gesa Credit Union will be closed on July 4 for Independence Day. This includes all branches and our Member Contact Center. Regular hours will resume July 5. Learn more about our holiday hours
FastCash Loans —

Never get fast cash from a fast cash shop

When life throws you curveballs, Gesa has your back. We understand that sometimes you need to borrow funds unexpectedly – that’s why we offer a non-traditional FastCash Plus loan option.

Fund's for life's unexpected events

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Payment Example – $45.80 a month based per $1,000 on a 3 year loan at APR*.

There is a $25 loan application processing fee that is deducted at funding.

Fast Cash

APR*

On a maximum amount of $4,000

Pre-approve

Apply for a personal loan today

Gesa offers Personal Loans and Personal Lines of Credit for a variety of purposes. A Personal Loan is an unsecured signature loan and can be useful when you need a set amount of funds for a specific purpose. A Personal Line of Credit offers flexibility, allowing you to draw/repay funds up to a defined limit, giving you the assurance that temporary cash flow problems won’t hinder your long-term goals.

Still have questions?

You can apply for a Gesa FastCash Plus loan today by logging onto Online Banking.

Loan Amounts are from $500.00 – $4,000.00

Repayment terms are based on the amount borrowed, up to 36 months.

Loan AmountTermPayment
$500 – $7006 months$90 – $130
$701 – $9999 months$90 – $130
$1,000 – $1,50012 months$100 – $150
$1,501 – $2,00015 months$125 – $167
$2,001 – $2,50018 months$145 – $182
$2,501 – $3,00024 months$148 – $178
$3,001 – $4,00036 months$138 – $185

12 months of Gesa membership is required.

There are several ways you can pay your loan. You can:

  • Pay with a Gesa account
  • Pay with a non-Gesa account

Click the link below to learn more about making payments and which option is best for you.

Make a payment

You can request loan payment coupons to be mailed to you. Head over the Loan Coupons page to fill out the form and request your coupon book.

Order a loan coupon book

Still have questions?

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *