Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.
FastCash Plus Loans —
Never get fast cash from a fast cash shop
When life throws you curveballs, Gesa has your back. We understand that sometimes you need to borrow funds unexpectedly – that’s why we offer a non-traditional FastCash Plus loan option.
- Quick and easy online application process
- Loan amounts range from $500 - $4,000
Fund's for life's unexpected events
- Funds available immediately for use in your Gesa Checking Account
- 12 months of Gesa membership required
- Up to 36-month repayment terms
- Approval process takes less than a minute
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Payment Example – $45.80 a month based per $1,000 on a 3 year loan at 36.00% APR.
There is a $25 loan application processing fee that is deducted at funding.
36.00% APR*
On a maximum amount of $4,000
Apply for a personal loan today
Gesa offers Personal Loans and Personal Lines of Credit for a variety of purposes. A Personal Loan is an unsecured signature loan and can be useful when you need a set amount of funds for a specific purpose. A Personal Line of Credit offers flexibility, allowing you to draw/repay funds up to a defined limit, giving you the assurance that temporary cash flow problems won’t hinder your long-term goals.
Still have questions?
You can apply for a Gesa FastCash Plus loan today by logging onto Online Banking.
Loan Amounts are from $500.00 – $4,000.00
Repayment terms are based on the amount borrowed, up to 36 months.
| Loan Amount | Term | Payment |
| $500 – $700 | 6 months | $90 – $130 |
| $701 – $999 | 9 months | $90 – $130 |
| $1,000 – $1,500 | 12 months | $100 – $150 |
| $1,501 – $2,000 | 15 months | $125 – $167 |
| $2,001 – $2,500 | 18 months | $145 – $182 |
| $2,501 – $3,000 | 24 months | $148 – $178 |
| $3,001 – $4,000 | 36 months | $138 – $185 |
12 months of Gesa membership is required.
There are several ways you can pay your loan. You can:
- Pay with a Gesa account
- Pay with a non-Gesa account
Click the link below to learn more about making payments and which option is best for you.
You can request loan payment coupons to be mailed to you. Head over the Loan Coupons page to fill out the form and request your coupon book.
Still have questions?
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Federally insured by NCUA  –  Equal Housing Opportunity Lender  – Co-op Shared Branch
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© Gesa Credit Union. All Rights Reserved
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA  –  Equal Housing Opportunity Lender  – Co-op Shared Branch
NCUA
© Gesa Credit Union. All Rights Reserved
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Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|