Personal Loans —

FastCash Plus Loans

When life throws you curveballs, Gesa has your back. We understand that sometimes you need to borrow funds unexpectedly – that’s why we offer a non-traditional FastCash Plus loan option.

Fund's for life's unexpected events

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Payment Example – $45.80 a month based per $1,000 on a 3 year loan at 36.00% APR.

There is a $25 loan application processing fee that is deducted at funding.


On a maximum amount of $4,000


Apply for a personal loan today

Gesa offers Personal Loans and Personal Lines of Credit for a variety of purposes. A Personal Loan is an unsecured signature loan and can be useful when you need a set amount of funds for a specific purpose. A Personal Line of Credit offers flexibility, allowing you to draw/repay funds up to a defined limit, giving you the assurance that temporary cash flow problems won’t hinder your long-term goals.

Still have questions?

You can apply for a Gesa FastCash Plus loan today by logging onto Online Banking.

Loan Amounts are from $500.00 – $4,000.00

Repayment terms are based on the amount borrowed, up to 36 months.

Loan AmountTermPayment
$500 – $7006 months$90 – $130
$701 – $9999 months$90 – $130
$1,000 – $1,50012 months$100 – $150
$1,501 – $2,00015 months$125 – $167
$2,001 – $2,50018 months$145 – $182
$2,501 – $3,00024 months$148 – $178
$3,001 – $4,00036 months$138 – $185

12 months of Gesa membership is required.

There are several ways you can pay your loan. You can:

  • Pay with a Gesa account
  • Pay with a non-Gesa account

Click the link below to learn more about making payments and which option is best for you.

Make a payment

You can request loan payment coupons to be mailed to you. Head over the Loan Coupons page to fill out the form and request your coupon book.

Order a loan coupon book

Still have questions?

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Gesa credit union is committed to making a positive impact in the communities we serve.

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We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

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A low-rate card made for business owners.

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With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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Up to 5.00% APY
On select checking accounts!

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