Personal Loans — FastCash Plus Loans When life throws you curveballs, Gesa has your back. We understand that sometimes you need to borrow funds unexpectedly – that’s why we offer a non-traditional FastCash Plus loan option. Quick and easy online application process Loan amounts range from $500 - $4,000Details Benefits FAQ Fund's for life's unexpected events Funds available immediately for use in your Gesa Checking Account 12 months of Gesa membership required Up to 36-month repayment terms Approval process takes less than a minuteNotes and Fees * APR = Annual Percentage Rate. Rates, terms, and fees are subject to change. Payment Example – $45.80 a month based per $1,000 on a 3 year loan at 36.00% APR. There is a $25 loan application processing fee that is deducted at funding. APR* On a maximum amount of $4,000 Apply for a personal loan today Gesa offers Personal Loans and Personal Lines of Credit for a variety of purposes. A Personal Loan is an unsecured signature loan and can be useful when you need a set amount of funds for a specific purpose. A Personal Line of Credit offers flexibility, allowing you to draw/repay funds up to a defined limit, giving you the assurance that temporary cash flow problems won’t hinder your long-term goals. Log into Online Banking to get startedStill have questions?How do I apply? You can apply for a Gesa FastCash Plus loan today by logging onto Online Banking. How much can I take a FastCash Plus loan out for? Loan Amounts are from $500.00 – $4,000.00 What do repayment terms look like? Repayment terms are based on the amount borrowed, up to 36 months. Loan Amount Term Payment $500 – $700 6 months $90 – $130 $701 – $999 9 months $90 – $130 $1,000 – $1,500 12 months $100 – $150 $1,501 – $2,000 15 months $125 – $167 $2,001 – $2,500 18 months $145 – $182 $2,501 – $3,000 24 months $148 – $178 $3,001 – $4,000 36 months $138 – $185 Are there any requirements to apply for a FastCash Plus Loan? 12 months of Gesa membership is required. How do I make a payment? There are several ways you can pay your loan. You can: Pay with a Gesa account Pay with a non-Gesa account Click the link below to learn more about making payments and which option is best for you. Make a paymentWhere can I order loan coupon books? You can request loan payment coupons to be mailed to you. Head over the Loan Coupons page to fill out the form and request your coupon book. Order a loan coupon book Still have questions? Contact us