You can apply for a Gesa FastCash Plus loan today by logging onto Online Banking.
We have a vacancy on our Supervisory Committee. Learn More about how you could help shape the future of Gesa Credit Union.
When life throws you curveballs, Gesa has your back. We understand that sometimes you need to borrow funds unexpectedly – that’s why we offer a non-traditional FastCash Plus loan option.
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
There is a $25 loan application processing fee that is deducted at funding.
On a maximum amount of $4,000
Gesa offers Personal Loans and Personal Lines of Credit for a variety of purposes. A Personal Loan is an unsecured signature loan and can be useful when you need a set amount of funds for a specific purpose. A Personal Line of Credit offers flexibility, allowing you to draw/repay funds up to a defined limit, giving you the assurance that temporary cash flow problems won’t hinder your long-term goals.
You can apply for a Gesa FastCash Plus loan today by logging onto Online Banking.
Loan Amounts are from $500.00 – $4,000.00
Repayment terms are based on the amount borrowed, up to 36 months.
| Loan Amount | Term | Payment |
| $500 – $700 | 6 months | $90 – $130 |
| $701 – $999 | 9 months | $90 – $130 |
| $1,000 – $1,500 | 12 months | $100 – $150 |
| $1,501 – $2,000 | 15 months | $125 – $167 |
| $2,001 – $2,500 | 18 months | $145 – $182 |
| $2,501 – $3,000 | 24 months | $148 – $178 |
| $3,001 – $4,000 | 36 months | $138 – $185 |
12 months of Gesa membership is required.
There are several ways you can pay your loan. You can:
Click the link below to learn more about making payments and which option is best for you.
You can request loan payment coupons to be mailed to you. Head over the Loan Coupons page to fill out the form and request your coupon book.
Still have questions?
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Gesa makes banking as easy, convenient and secure as possible.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
We have the accounts, products, and services to help you and your small business succeed.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Applying should only take a few minutes. Please have these documents ready:
Use your online banking log-in to pre-fill your application with saved information.
You can easily change your debit card through our affinity form.
| Disclaimer | |
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| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
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