Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.

Friendly Reminder: Unsure about an email or call claiming to be Gesa? Don’t risk it. Connect with us at (888) 946-4372 - we’re here to help keep you secure!

Update Notice: We're improving our systems on the evening of November 4. Gesa members may experience overnight service disruptions. Thank you for your understanding.

Spokane Wildfire Relief: Join Us in Making an Impact.

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New Auto Loan Rates

as low as

5.99% APR*APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.

Notes and fees

Used Auto Loan Rates

as low as

5.99% APR*APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.

Notes and fees

New Marine and RV Loan Rates

as low as

7.49% APR*APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.

Notes and fees

Used Marine and RV Loan Rates

as low as

7.74% APR*APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.

Notes and fees

New Motorcycle and Other Collateral Loan Rates

as low as

8.99% APR*APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.

Notes and fees

Used Motorcycle and Other Collateral Loan Rates

as low as

9.24% APR*APR or Annual Percentage Rate. Rates, terms, and fees are subject to change.

Notes and fees

30+ community debit cards to choose from.

Select any checking account and choose one of 30+ debit cards that give back to the community when you spend.

We have given over $450,000 back to the community through Gesa’s Affinity Debit Card Program.

Affinity Cards

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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