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Motorcycles, other vehicles, and equipment —

What is your dream?

Imagine yourself in your new or used ATV, snowmobile, horse trailer, camper, or toy hauler. You choose how you want to spend your days, doing whatever you love, and we’ll help you with the loan.

  • 5 minutes or less pre-approval
Rates
Pre-Approval
Gesa To Go
Why Gesa
FAQ
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Loan rates that don’t break the bank

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change
** Maximum loan amount is $100,000.
Rates are effective as of .

Rate includes 0.25% discount for member having a Gesa checking account and 0.50% for having a Gesa Visa® credit card. Additionally, rate also includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.

On other new collateral loans, we will finance 100% of MSRP plus tax, license, GAP, MBP, and debt protection. On other used collateral loans, we will finance 100% of retail book plus tax, license, GAP, MBP, and debt protection. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms, and fees subject to change without notice. Contact Gesa for full program details.

Ineligible Collateral: Salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.

Payment Example – Other New or Used Collateral Loan: fixed rate; terms to 60 months. $19.68 a month per $1,000 based on a 5-year loan at 6.74% APR.

Pre-approved

Stroll into the showroom with a pre-approved loan

Within minutes you can be pre-approved online or over the phone, so you’ll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first- time buyers.

Get Started

Gesa to Go Partner Dealers

With Gesa to Go, you can enjoy the convenience of fast loan approval at participating auto, RV, and marine dealerships. It’s just one more way we offer convenient loan service for our members.

Find a Gesa to Go Dealer

Why hit the road with Gesa?

  • Advocates for you
  • Great rates that beat the big banks
  • Pre-approved in minutes
  • Get the best possible financing with our First Time Auto Buyer program
  • Rate discounts with a Gesa checking account and a Gesa Visa credit card
  • Flexible terms and trusted know-how
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Still have questions?

You can make a payment in two easy ways:

  • With a Gesa account
  • With a non-Gesa account

Learn more about how to make loan payments.

Make a Payment – easy ways to pay

 

Click the link to learn more about coupon books:

Order Loan Coupon Book

 

Click the link to learn more about skipping a payment:

Skip a Payment

Still have questions?

Contact us
Routing Number: 325181248
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Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

Federally insured by NCUA

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Gesa makes banking as easy, convenient and secure as possible.

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Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Gesa's Community Impacts
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Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

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We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
Business owner

Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

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(888) 946-4372

Routing Number 325181248

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We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Driver's license or state ID
  • Contact info
  • Opening deposit by debit card, credit card, or e-transfer
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Call (888) 946-4372 or apply at a branch

Already a member?

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Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *