Motorcycle and other collateral loans

Motorcycles, other vehicles, and equipment —

What is your dream?

Imagine yourself in your new or used ATV, snowmobile, horse trailer, camper, or toy hauler. You choose how you want to spend your days, doing whatever you love, and we’ll help you with the loan.

5 minutes or less pre-approval

For new other collateral loan rates

APR* (as low as)	Max Term	Vehicle Age
6.24%	48	2017+
6.49%	60	2017+
7.24%	72	2017+
7.74%	84	2017+

For used other collateral loan rates

APR* (as low as)	Max Term	Vehicle Age
6.24%	48	2011 – 2016
6.49%	60	2011 – 2016
7.24%	72	2011 – 2016
7.74%	84	2011 – 2016

Notes and Fees

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change

Rates are effective as of 10/01/2021.

Rate includes 0.25% discount for member having a Gesa checking account and 0.50% for having a Gesa Visa® credit card. Additionally, rate also includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.

On other new collateral loans, we will finance 100% of MSRP plus tax, license, GAP, MBP, and debt protection. On other used collateral loans, we will finance 100% of retail book plus tax, license, GAP, MBP, and debt protection. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms, and fees subject to change without notice. Contact Gesa for full program details.

Ineligible Collateral: Salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.

Payment Example – Other New or Used Collateral Loan: fixed rate; terms to 60 months. $19.68 a month per $1,000 based on a 5-year loan at 6.74% APR.

Pre-approval gets you one step closer to the vehicle of your dreams

With a pre-approved loan at an affordable rate, you can shop with confidence and avoid any showroom dramatics. In as little as 5 minutes, you can get pre-approved online or over the phone so you can focus on finding your dream vehicle and avoid rushed financing decisions.

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Gesa to Go Partner Dealers

With Gesa to Go, you can enjoy the convenience of fast loan approval at participating auto, RV, and marine dealerships. It’s just one more way we offer convenient loan service for our members.