A network issue has caused an outage in our call center and branches. Weāre working as quickly as we can to resolve the issue. Our apologies for any inconvenience.
A network issue has caused an outage in our call center and branches. Weāre working as quickly as we can to resolve the issue. Our apologies for any inconvenience.
Branches will closed Monday, January 2nd in observance of the New Year Holiday.
Gesaās 70th Annual Membership Meeting is scheduled for April 13, 2023 at 6:00 p.m.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
We have the accounts, products, and services to help you and your small business succeed.
Business Visa:
A low-rate card made for business owners.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
Gesa makes banking as easy, convenient and secure as possible.
Donāt spend hours negotiating with the salesperson. Make your boat and RV buy easy and fast. Gesa will provide the loan. You choose how you want to spend your weekends. Grab the keys and go!
APR* (as low as) | Loan Amount** | Max Term (months) | Vehicle Age |
6.24% | No Minimum | 60 | 2020+ |
6.99% | No Minimum | 84 | 2020+ |
7.49% | $25,000+ | 120 | 2020+ |
7.74% | $50,000+ | 180 | 2020+ |
APR* (as low as) | Loan Amount** | Max Term (months) | Vehicle Age |
6.49% | No Minimum | 60 | 2010 – 2019 |
7.49% | No Minimum | 84 | 2010 – 2019 |
7.74% | $25,000+ | 120 | 2010 – 2019 |
8.24% | $50,000+ | 180 | 2010 – 2019 |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $200,000. Rates are effective as of 11/01/2022.
Rate includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa VisaĀ® credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.
On new and used recreational vehicles and boat loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms and fees are subject to change. Contact Gesa for full program details.
Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.
Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa.
Payment Example ā New Marine/RV Loan: fixed rate; terms to 60 months. $19.44 a month based per $1,000 on a 5 year loan at 6.24% APR.
Payment Example ā Used Marine/RV Loan: fixed rate; terms to 60 months. $19.44 a month based per $1,000 on a 5 year loan at 6.24% APR.
Within minutes you can be pre-approved online or over the phone, so youāll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first- time buyers.
With Gesa to Go, you can enjoy the convenience of fast loan approval at participating auto, RV, and marine dealerships. Itās just one more way we offer convenient loan service for our members.
You can make a payment in two easy ways:
Learn more about how to make loan payments.
Make a Payment – easy ways to pay
Ā
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Privacy and security policies of the site may differ from those of Gesa Credit Union.
Gesa makes banking as easy, convenient and secure as possible.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
We have the accounts, products, and services to help you and your small business succeed.
Business Visa:
A low-rate card made for business owners.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248