Auto Loans —

Roll into the showroom with confidence

With our affordable rates, flexible terms, and trusted know-how, we have everything you need to take your leap whether you’re a first-time buyer or an experienced car shopper.

Auto loan rates that don’t break the bank

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $200,000. Rates are effective as of 11/01/2022.

Rate includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa Visa® credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.

On new and used auto loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms, and fees are subject to change. Contact Gesa for full program details.

Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.

Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa.

Rates are effective as of 11/01/2022.

Payment Example – New or Used Auto Loan: fixed rate; terms to 60 months. $19.33 a month per $1,000 based on a 5 year loan at 5.99% APR.

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Stroll into the showroom empowered by a pre-approved loan

Hit the showroom floor with confidence by getting a pre-approved loan at a great rate and avoid any snap financing decisions. Within minutes you can be pre-approved online or over the phone, so you’ll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first- time buyers.

Gesa to Go Partner Dealers

With Gesa to Go, you can enjoy the convenience of fast loan approval at participating auto, RV, and marine dealerships. It’s just one more way we offer convenient loan service for our members.

Find a Gesa to Go Dealer

Why hit the road with Gesa?

Still have questions?

You can make a payment in two easy ways:

  • With a Gesa account
  • With a non-Gesa account

Learn more about how to make loan payments.

Make a Payment – easy ways to pay

 

Click the link to learn more about coupon books:

Order Loan Coupon Book

 

Click the link to learn more about skipping a payment:

Skip a Payment

Still have questions?

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

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Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa Customer at POS

Up to 5.00% APY
On select checking accounts!

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