Routing Number 325181248
With our affordable rates, flexible terms, and trusted know-how, we have everything you need to take your leap whether you’re a first-time buyer or an experienced car shopper.
(as low as)
|Loan Amount**||Max. Term|
|4.99%||No Minimum||36||2019 or newer|
|5.49%||No Minimum||48||2019 or newer|
|5.99%||No Minimum||60||2019 or newer|
|6.24%||No Minimum||72||2019 or newer|
|6.74%||$15,000+||84||2019 or newer|
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $200,000. Rates are effective as of 11/01/2022.
Rate includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa Visa® credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.
On new and used auto loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms, and fees are subject to change. Contact Gesa for full program details.
Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.
Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa.
Rates are effective as of 11/01/2022.
Payment Example – New or Used Auto Loan: fixed rate; terms to 60 months. $19.33 a month per $1,000 based on a 5 year loan at 5.99% APR.
Hit the showroom floor with confidence by getting a pre-approved loan at a great rate and avoid any snap financing decisions. Within minutes you can be pre-approved online or over the phone, so you’ll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first- time buyers.
With Gesa to Go, you can enjoy the convenience of fast loan approval at participating auto, RV, and marine dealerships. It’s just one more way we offer convenient loan service for our members.
You can make a payment in two easy ways:
Learn more about how to make loan payments.
Click the link to learn more about coupon books:
Still have questions?
You are being redirected to a site that is not operated by Gesa Credit Union. Gesa is not responsible for the content of the site, nor does Gesa represent the site or the Gesa member if the member decides to act upon or enter into a transaction with the site.
Privacy and security policies of the site may differ from those of Gesa Credit Union.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
Routing Number 325181248