Skip Menu
Gesa Credit Union will be closed on [X] for [X]. This includes all branches and our Member Contact Center. Regular hours will resume the next business day. Learn more about our holiday hoursGesa Day of Service.

Commercial Loans –

Government
Guaranteed Loans

Why work with us?

Preferred lending provider Over 50 years of experience Local decision making 24 business hour response time

Government Loan Options

SBA Loans

SBA Loans

Great for small business looking to secure capital for growth.

USDA Loans Texture

USDA Loans

Reliable for small business looking to develop in rural regions.

Industry Specialties

The image shows three women sitting together in a casual office environment, engaged in a friendly conversation. One woman, in the center, is smiling warmly, while the other two women face her, listening and chatting. The atmosphere is light and collaborative, with the women appearing relaxed and engaged in their discussion.
Paul Long

Paul Long | Contact
SBA Lending Manager/Team Leader

Sunwan Shon

Sunwan Shon | Contact
SBA Sales Manager

Erica Lee

Erica Lee | Contact
SBA Relationship Manager

Sunwan Shon

Sunwan Shon | Contact
SBA Sales Manager

Our relationship managers are here to help

Paul Long

Paul Long | Contact
SBA Lending Manager/Team Leader

Sunwan Shon

Sunwan Shon | Contact
SBA Sales Manager

Erica Lee

Erica Lee | Contact
SBA Relationship Manager

Sunwan Shon

Sunwan Shon | Contact
SBA Sales Manager

Our resource library

Government loans are complicated, we have answers

We’ve created a resource center to guide you through the government loan application process. Our materials are designed to be easy to understand, even if you’re new to this type of assistance.

The image shows two people working in a restaurant or cafe setting. Both are wearing aprons and appear to be engaged in a light conversation. The man on the left is smiling warmly while resting his hand on the counter, and the woman on the right is turned slightly towards him, also smiling. The background reveals part of a kitchen with various cooking equipment and ingredients, indicating a friendly and relaxed work environment.

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

WSU Affinity Card

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *