Routing Number 325181248
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Gesa has the accounts, products, and services to help you and your small business succeed.
Business Visa:
A low-rate card made for business owners.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
Gesa makes banking as easy, convenient and secure as possible.
If you plan to call it home, Gesa is here to help. We know itās a big step, and that the right knowledge will give you the confidence to take it. Thatās why our advisors stay by your side as we navigate every part of the home loan process, from securing your first down payment to finding the most competitive mortgage rate and refinancing your loan as your needs evolve.
Before you start searching for your new home or comparing mortgage rates, start evaluating your current situation and how it could change in the near future. Get started by asking yourself some basic questions:
Our financial experts can help you determine if youāre ready and what you can afford.
Start by reviewing your bank accounts and billing statements to accurately gauge how much money youāre making and spending each month. If youāre going to buy a house with someone else (like a spouse), review your finances together and then ask yourselves some questions:
Instead of paying a landlord’s mortgage by means of rent you could be building equity in your own home.
Your rent payments aren’t tax deductible. You’re also able to write off mortgage interest and property taxes.
Unlike rent – your mortgage payment is usually a fixed amount that won’t go up when the market changes.
You can customize your home to match your dreams or personality.
Your landlord is often responsible for home repairs and upgrades.
You won’t have to buy homeowners insurance or pay property taxes on your home.
Moving can be easier since you won’t have to sell your home or find renters
Construction loans require special loan documentation and can get a bit tricky. Our loan officers are ready to help you navigate the world of short-term, single-close, and construction-permanent loans.
The amount of your monthly mortgage payment and how it fits in your budget is key to determining how much house you can afford.
Your down payment is cash youāll pay for the home at closing. Down payment requirements can be as little as zero down, depending upon several key factors. The more money you put down, the lower your monthly payment and interest rate will be.
Down payment help is available. Special restrictions apply. If you need help determining your down payment, check out the resource links below.
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Gesa makes banking as easy, convenient and secure as possible.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
Gesa has the accounts, products, and services to help you and your small business succeed.
Business Visa:
A low-rate card made for business owners.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248