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Home Loans Officers —

Find a loan officer in your region

Looking for loans in all the wrong places?

If you plan to call it home, Gesa is here to help. We know it’s a big step, and that the right knowledge will give you the confidence to take it. We offer a variety of home loan options from refinancing to construction with competitive rates and features.

Find local home officers
Discover your rate

Find a home loan officer near you

Tri-Cities
Fernando Avalos

Fernando Avalos

NMLS: 434593
Tri-Cities
Sr. Home Loan Officer
51 Gage Blvd
Richland, WA 99352

Mobile: (509) 713-6443 Fax: (509) 942-6183 [email protected] Apply Now
Mariana Espinoza

Mariana Espinoza

NMLS: 1414847
Tri-Cities
Home Loan Officer
51 Gage Blvd.
Richland, WA 99352

Direct: (509) 316-4647 Fax: (509) 455-3565 [email protected] Apply Now
Jose Filemon

Jose Filemon

NMLS: 747921
Tri-Cities
Sr. Home Loan Officer
7421 Sandifur Parkway
Pasco, WA 99301

Direct: (509) 316-4858 Fax: (509) 367-6839 [email protected] Apply Now
Bic Hickman

Bic Hickman

NMLS: 483186
Tri-Cities
Sr. Home Loan Officer
825 Goethals Dr.
Richland, Washington 99352

Mobile: (509) 392-1014 Fax: (509) 316-4929 [email protected] Apply Now
William Jones

William Jones

NMLS: 1423364
Tri-Cities
Home Loan Officer
2951 Duportail St
Richland, WA 99352

Direct: (509) 316-4663 Fax: (509) 465-4217 [email protected] Apply Now
Mike Rogers

Mike Rogers

NMLS: 1007216
Tri-Cities
Home Loan Officer
51 Gage Blvd.
Richland, WA 99352

Mobile: (509) 420-0330 Fax: (509) 465-1261 [email protected] Apply Now
Shannon Ferrell

Shannon Ferrell

NMLS: 434606
Tri-Cities
Home Loan Officer
4500 W 27th Ave
Kennewick, WA 99338

Mobile: (509) 378-7429 Fax: (509) 465-1294 [email protected] Apply Now
Ana Valencia

Ana Valencia

NMLS: 995269
Tri-Cities
Home Loan Officer
4824 Broadmoor Blvd.
Pasco, WA 99301

Direct: (509) 316-4638 Fax: (509) 465-1286 [email protected] Apply Now
Lareena Roberson

Lareena Roberson

NMLS: 1199989
Wenatchee Market
Production Manager Home Loans
51 Gage Blvd
Richland, WA 99352

Mobile: (509) 551-1427 Fax: (509) 316-4876
Ruben Magana

Ruben Magana

NMLS: 2137848
Richland
Home Loan Officer
51 Gage Blvd
Richland, WA 99352

Direct: (509) 619-5603 Fax: (509) 378-3410
Thomas Bright

Thomas Bright

NMLS: 796740
Tri-Cities Market
Home Loan Officer
51 Gage Blvd
Richland, WA 99352

Mobile: (509) 430-6660 Fax: (509) 940-2936 [email protected]
Pullman
David Jewell

David Jewell

NMLS: 1386845
Pullman
Home Loan Officer
1170 SE Bishop Blvd.
Pullman, WA 99163

Direct: 509.316.4941 Cell: 509.514.1092 Fax: 509.465.1272 [email protected] Apply Now
Seattle Market
Joe Dunn

Joe Dunn

NMLS: 285516
Seattle Market
Home Loan Officer
5200 Southcenter Blvd
Tukwila, WA 98188

Direct: (206) 472-6218 Fax: (206) 676-1026 [email protected] Apply Now
Edison Tran

Edison Tran

NMLS: 721652
Seattle Market
Home Loan Officer
5200 Southcenter Blvd
Tukwila, WA 98188

Mobile: (206) 898-7088 Fax: (206) 628-5045 [email protected] Apply Now
Ursula Pender

Ursula Pender

NMLS: 398467
Seattle Market
Home Loan Officer
5200 Southcenter Blvd
Tukwila, WA 98188

Direct: (206) 472-6231 Fax: (509) 465-1284 [email protected] Apply Now
Spokane
Lindsey Stevens

Lindsey Stevens

NMLS: 799201
Spokane
Home Loan Officer
5123 E 3rd Ave. Suite 200
Spokane Valley
Spokane, WA 99212

Mobile: (509) 492-1731 Fax: (509) 316-4618 [email protected] Apply Now
Dominick Ferraro

Dominick Ferraro

NMLS: 9833
Spokane
Sr. Home Loan Officer
5123 E 3rd Ave. Suite 200
Spokane Valley
Spokane, WA 99212

Mobile: (425) 260-4771 Fax: (509) 465-1288 [email protected] Apply Now
Sarena Solomon

Sarena Solomon

NMLS: 88735
Spokane
Home Loan Officer
13506 E 32nd Ave
Spokane Valley
Spokane, WA 99212

Mobile: (509) 868-8689 Fax: (509) 455-3547 [email protected] Apply Now
Jared Teel

Jared Teel

NMLS: 1332979
Spokane
Home Loan Officer
5123 E 3rd Ave. Suite 200
Spokane Valley
Spokane, WA 99212

Mobile: (509) 992-2587 Fax: (509) 465-1290 [email protected] Apply Now
Becky Walrath

Becky Walrath

NMLS: 1945688
Spokane
Home Loan Officer
Construction Certified
5123 E 3rd Ave. Suite 200
Spokane Valley
Spokane, WA 99212

Direct: (509) 671-1847 [email protected] Apply Now
Tina Ferderer

Tina Ferderer

Walla Walla
Michelle Lewis

Michelle Lewis

NMLS: 434580
Walla Walla
Home Loan Officer
1355 W. Poplar St
Walla Walla, WA 99362

Direct: (509) 316-4646 Fax: (509) 465-4201 [email protected] Apply Now
Yakima
Leigh Ann Fuentes

Leigh Ann Fuentes

NMLS: 1374021
Yakima
Home Loan Officer
901 Triple Crown Way,
Yakima, WA 98908

Mobile: (509) 949-3606 Fax: (509) 367-6837 [email protected] Apply Now
Lori Rainford

Lori Rainford

NMLS: 1563866

Yakima
Sr. Home Loan Officer
3300 W Nob Hill Blvd
Yakima, WA 98902

Mobile: (509) 833-5690 Fax: (509) 367-6838 [email protected] Apply Now
Nadia Gutierrez

Nadia Gutierrez

NMLS: 483189
Yakima
Home Loan Officer
1825 South 1st St.
Yakima, WA 98903

Direct: (509) 367-6828 Fax: (509) 367-6835 [email protected] Apply Now
Kimberly

Kimberly McNutt

NMLS: 1140130
Yakima Market
Home Loan Officer
1825 South 1st St
Yakima, Washington 98903

Mobile: (509) 929-3161 Fax: (509) 940-2938 [email protected]

Not sure who to contact? Call our Home Loans line to talk to a representative.

Call (509) 942-6170

Routing Number: 325181248
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51 Gage Blvd. Richland, WA 99352

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51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

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With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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Up to 5.00% APY
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Notes & Fees Glossary

Disclaimer
SmartPlus Checking[APY]

Minimum opening balance of $25 required if the account is opened online.

In order to earn APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa debit card to make 15 debit card transactions that post and settle to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance.

Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member. APY is accurate as of , the last dividend declaration date.		A7KD4W9LQXZT
Smart Checking*There is a minimum opening balance requirement of $25.00 if the account is opened online.
Regular users of Gesa’s electronic services may want to consider SmartPlus Checking for additional benefits.
[Courtesy Pay]		M3VY82CNRLKP
Student Checking[APY]

Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.		JXZ7V5MWLQ92
Smartplus Savings[APY]

In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance.

Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member.		P9T6QF2XJBLC
Smart Savings[APY]

Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings on the account.		Y4MKZ3WVTPQ8
High-Yield Savings[APY]

Dividends on the High Yield Savings account are calculated using the daily balance method and are paid monthly. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings.		NDLXQ98R5VTE
Money Market[APY]

Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500.00. There is a minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month. If the minimum average daily balance requirement is not met, you will be charged a service fee as stated in the Consumer Fee Schedule. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.		GQ37ZVKY1WLM
Fixed Certificate[APY]

A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart.

Early withdrawal penalties apply (a penalty may be imposed for withdrawals before maturity):

If your account has an original maturity (term) of less than 12-months: The penalty will equal 90 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity (term) of 12-months or more – up to, but less than 36-months: The penalty will equal 180 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity of 36-months or more – up to, but less than 48-months: The penalty will equal 365 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity of 48-months or greater: The penalty will equal 540 days interest on the amount withdrawn subject to penalty.

In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. For any account which earns an interest rate that may vary during the term such as a bump certificate, the interest rate we will use to calculate this early withdrawal penalty will be the interest rate in effect at the time of the withdrawal. You may make withdrawals of principal from your account before maturity. In making such withdrawals, your balance may not fall below the minimum or we will close your account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest only on the crediting dates without penalty.

A $500 minimum deposit is required for consumer, IRA, and business certificates. Early withdrawal penalties may apply and may reduce earnings. Certificate rate is for a limited time only and could end at any time. Stated rate as of the first day of the month.		H85PLKJXZ2QM
Bump Certificate[APY]

A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart.

The Certificate owner must contact Gesa Credit Union to request the one-time rate increase on Bump Certificate accounts. The rate on the Bump Certificate will be changed on the following business day of the date Gesa Credit Union receives the request. The bump option can only be exercised once during the term of the Certificate and does not increase the term of the certificate. The new interest will not be applied retroactively. The new interest rate will be the interest rate we are then offering on regular certificates (non- bump rate certificates) that have the same term and minimum balance. Bump Certificates are only available for consumer and IRA Certificates. Early withdrawal penalties will apply. Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Special offer for a limited time only.		RXNQ72MLYV9C

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