Credit Cards

Whether you're starting out, starting over, or looking for the convenience and security of a Visa® credit card, we have your back. All our credit cards include fraud protection with Visa's Zero Liability® policy.

Diamond Cash Back Credit Card

The Diamond Cash Back credit card is the rewards card you've been asking for. Get the rewards you deserve with unlimited 1.50% cash back earned on all purchases. Benefits include:

Notes and Fees

To request a copy of your card holder agreement, please contact our Member Contact Center by calling 888.946.4372.

Visa® Diamond Cash Back Credit Card Disclosure.

Visa® Diamond Cash Back Rewards Terms and Conditions.

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Gesa Platinum Card

With the Gesa Visa® Platinum credit card, you'll have the convenience of online shopping and traveling, along with an everyday low interest rate. Benefits include:

  • 0% APR* intro rate on purchases for 6 months and on balance transfers for 12 months; after that, variable rates as low as 8.49% APR, based on your creditworthiness
  • No annual fee
  • No balance transfer fee
  • Auto Rental Collision Damage Waiver
Notes and Fees

To request a copy of your card holder agreement, please contact our Member Contact Center by calling 888.946.4372.

Visa® Platinum Credit Card Disclosure.

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Share Secured Visa® Card

A Gesa Share Secured Visa® credit card is the perfect way to establish credit or build good credit, whether you're starting out or starting over. This card is secured by the available funds in your share savings account. Benefits include:

  • 0% APR* intro rate on purchases for 6 months and on balance transfers for 12 months; after that, variable rates as low as 8.49% APR, based on creditworthiness
  • No annual fee
  • No balance transfer fee
  • Auto Rental Collision Damage Waiver
Notes and Fees

To request a copy of your card holder agreement, please contact our Member Contact Center by calling 888.946.4372.

Visa® Share Secured Credit Card Disclosure.

To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.

Fraud Protection with Zero Liability®

Visa's® Zero Liability policy provides you with maximum protection against fraud. Whether you're paying bills online or purchasing an item online, over the phone, or in a store (here or overseas), you're protected. Learn about Visa Zero Liability.

Visa® Credit Card Rates

Visa® Product APR*
(as low as)		 Daily Periodic Rate
Visa® Diamond Cash Back 11.74% 0.03216%
Visa® Platinum 8.49% 0.02326%
Share Secured Visa® Credit Card 8.49% 0.02326%

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

* APR = Annual Percentage Rate. Offer valid on new Visa® Diamond Cash Back, Visa® Platinum, and Visa® Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 11.74% for Diamond Cash Back and as low as 8.49% for Platinum). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

Contact us at 509.378.3100 or toll free at 888.946.4372 to apply or for more information.