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Share Secured Visa® Card
A Gesa Share Secured Visa credit card is the perfect way to build good credit or establish credit, whether you're starting out or starting over. This card is secured by the available funds in your share savings account.
- 0% APR* intro rate on purchases for 6 months and on balance transfers for 12 months; after that, variable rates from 9.50% - 18.00% APR, based on creditworthiness
- No annual fee
- No cash advance fee
- No balance transfer fee
- Auto Rental Collision Damage Waiver
Gesa Platinum Card
With the Gesa Visa® Platinum credit card, you'll have the convenience of online shopping and traveling, along with an everyday low interest rate.
- 0% APR* intro rate on purchases for 6 months and on balance transfers for 12 months; after that, variable rates from 9.50% - 18.00% APR, based on your creditworthiness
- No annual fee
- No cash advance fee
- No balance transfer fee
- Auto Rental Collision Damage Waiver
Diamond Cash Back Credit Card
The Diamond Cash Back credit card is the rewards card you've been asking for. Get the rewards you deserve with unlimited 1.50% cash back earned on all purchases.
- 0% APR* intro rate on purchases for 6 months and on balance transfers for 12 months; after that, variable rates from 12.50% - 18.00% APR, based on your creditworthiness
- Earn unlimited 1.50% cash back
- Receive $100 Bonus Cash Back after $1,000 in qualified purchases within the first 90 days after account opening
- No annual fee
- No cash advance fee
- No balance transfer fee
- Visa® Signature Concierge
- Additional cardholder benefits include:
Card Benefits
Fraud Protection with Zero Liability®
Visa's® Zero Liability policy provides you with maximum protection against fraud. Whether you're paying bills online or purchasing an item over the phone or in a store, you're protected. Zero Liability means you won't pay if there is a monetary loss resulting from unauthorized fraudulent use of your card.
Visa Credit Card Rates
| Visa Product | APR* (as low as) |
Daily Periodic Rate |
|---|---|---|
| Share Secured Visa® Credit Card | 9.50% | 0.025340% |
| Visa Platinum | 9.50% | 0.025340% |
| Visa Diamond Cash Back | 12.50% | 0.033560% |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Notes and Fees
Zero Liability: U.S.-issued cards only. Visa's Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. Learn about Visa Zero Liability.
Visa Diamond Cash Back Rewards Terms and Conditions
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*APR = Annual Percentage Rate. Offer valid on new Visa Diamond Cash Back, Visa Platinum, and Visa Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date of the first qualifying balance transfer if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (currently 12.50% – 18.00% for Diamond Cash Back and 9.50% – 18.00% for Platinum). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
