You are here: Home Borrow Credit Cards

 
 

Diamond Cash Back Credit Card

The Diamond Cash Back credit card is the rewards card you've been asking for. Get the rewards you deserve with unlimited 1.50% cash back earned on all purchases.


PIcture of Gesa Visa Diamond Cash Back Credit Card

Gesa Platinum Card

With the Gesa Visa® Platinum credit card, you'll have the convenience of online shopping and traveling, along with an everyday low interest rate.

  • 0% APR* intro rate on purchases for 6 months and on balance transfers for 12 months; after that, variable rates from 9.75% - 18% APR, based on your creditworthiness
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Auto Rental Collision Damage Waiver


Image of Gesa Visa Platinum Credit Card

Share Secured Visa® Card

A Gesa Share Secured Visa credit card is the perfect way to build good credit or establish credit, whether you're starting out or starting over. This card is secured by the available funds in your share savings account.

  • 0% APR* intro rate on purchases for 6 months and on balance transfers for 12 months; after that, variable rates from 9.75% - 18% APR, based on creditworthiness
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Auto Rental Collision Damage Waiver

Design Your Own Card

Make your mark with a one-of-a-kind credit card design! Customize a horizontal Gesa credit card with a photo of your choice or choose from our photo gallery. Make it your own, make it unique!

  1. Upload a personal image or select a picture from our photo gallery.
  2. Follow the step-by-step directions.
  3. Review and submit your order.
  4. Cost: $9.95 per card design.

You will receive an email confirmation when the approval process is complete.

Get started today by clicking on your credit card account within Xpress Online

Click here to view Frequently Asked Questions.

To view PDFs, you must have the free utility Adobe Reader. Click here to get it.

Notes

Program Terms and Conditions

To view PDFs, you must have the free utility Adobe Reader. Click here to get it.


*If a Primary Cardholder submits a Design Your Own Card image, the joint user will need to submit a Design Your Own Card image for a custom plastic within the same day. If a Design Your Own Card has been ordered within 30 days, you will not be able to Design Your Own Card online.

Image of a Gesa Visa Credit Card with a puppy as the background of the card.

Card Benefits

Fraud Protection with Zero Liability®

Visa's® Zero Liability policy provides you with maximum protection against fraud. Whether you're paying bills online or purchasing an item over the phone or in a store, you're protected. Zero Liability means you won't pay if there is a monetary loss resulting from unauthorized fraudulent use of your card.

Visa Credit Card Rates

Visa Product APR*
(as low as)
Daily Periodic Rate
     
Diamond Cash Back Card 13.75% 0.037671%
Gesa Platinum Card 9.75% 0.026712%
Share Secured Visa Card 9.75% 0.026712%

*APR = Annual Percentage Rate. Variable rates, terms, and fees are subject to change.

Notes and Fees

Zero Liability: U.S.-issued cards only. Visa's Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. Learn about Visa Zero Liability.

Visa Credit Card Disclosure

Visa Diamond Cash Back Rewards Terms and Conditions

To view PDFs, you must have the free utility Adobe Reader. Click here to get it.

*APR = Annual Percentage Rate. Offer valid on new Visa Diamond Cash Back, Visa Platinum, and Visa Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date of the first qualifying balance transfer if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (currently 13.75% – 18% for Diamond Cash Back and 9.75% – 18% for Platinum). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

Equal Housing OpportunityNational Credit Union Administration