Promotions — Close on time Guarantee If we don't close on or before your contract closing date, we'll give you $1,000 credit towards closing!* You can confidently reach your homeownership goals knowing Gesa’s experienced home loan officers are in your corner. Whether it’s your first home or last, Gesa’s here to help. We’re committed to serving you personalized, low-cost, high-quality mortgages through the loan application, funding, and beyond! Apply Now It’s normal to have questions, and we can help. Gesa offers a diverse assortment of home loan programs no matter where you are in your home buying journey. Find a loan officer near you to learn more about our programs and which loan options are the best fit for you. Learn more about mortgagesNotes and Fees *$1,000 credit towards closing costs for Gesa Home Loans that do not close on or before the contracted closing date. Offer only available on first mortgage conventional loans that close. Refinances not eligible. Conventional products only. To be eligible, you must be credit qualified and eligible for membership with Gesa Credit Union. Contracted closing date must be at least 30 days after the completed (with property address) application date. Requested documentation must be returned within 24 hours. If loan does not close for any reason, any costs or fees collected will not be refunded, nor will any credit be applied. This offer does not represent an approval for financing or interest rate guarantee. Credit cannot be redeemed for cash/has no cash value. Minimum down payment guidelines still apply. Credit cannot be applied towards down payment. Offer available for a limited time only. Other restrictions may apply. Contact Gesa Credit Union for current rates or more information.