Promotions —

Earn $300 + $200, that’s SmartPlus.

Keep adding savings with 5.00% APY


If you sign up for online banking and eStatements, and complete 10 debit card transactions, you will earn $300. Keep your account open for a year and you’ll receive an additional $200 for your loyalty. Additionally, if you get a WSU debit card with your new checking account, Gesa will make a $100 donation to the Cougar Athletic Fund on your behalf. #GoCougs

SmartPlus Confidence

*APY = Annual Percentage Yield. Available for a limited time, only available through the Pullman branches.


The incentive payment is subject to required IRS reporting. To be eligible for the $300 incentive, you must open a new SmartPlus account, enroll in Online or Mobile Banking, signup to receive electronic statements and complete 10 Gesa Visa® debit card transactions (ATM transactions excluded) within 60 days of opening the checking account. The incentive will be paid to your savings account within 30 days of meeting the qualifications. To be eligible for the additional $200 incentive, your account must remain open 12 months after the original open date and must be in good standing. The additional $200 incentive will be paid within 30 days of the open anniversary date. Maximum $500 incentive per member. Member must not have had a Gesa Checking account within the last 90 days. The checking account must be opened with a minimum deposit of $5 if opened in the branch. No minimum on going balance is required.


Rates effective as of the last dividend declaration date. Checking account APYs range from 0.01% – 5.00% for tiered rate checking accounts, depending on account and balance. Minimum balance to obtain APY ranges from $0 to $5,000 and above. Rates, terms, and fees are subject to change any time after account opening. Fees may reduce earnings. Limit of one SmartPlus Checking account per member.