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Close on time or get $1,000 credit towards closing costs!

Close on time

If we don’t close on or before the contract closing date, we’ll give you $1,000 credit towards closing!*

You can confidently reach your homeownership goals knowing Gesa’s experienced home loan officers are in your corner. Whether it’s your first home or last, Gesa’s here to help. We’re committed to serving you personalized, low-cost, high-quality mortgages through the loan application, funding, and beyond!

*$1,000 credit towards closing costs for Gesa Home Loans that do not close on or before the contracted closing date. Offer only available on first mortgage conventional loans that close. Refinances not eligible. Conventional products only. To be eligible, you must be credit qualified and eligible for membership with Gesa Credit Union. Contracted closing date must be at least 30 days after the completed (with property address) application date. Requested documentation must be returned within 24 hours. If loan does not close for any reason, any costs or fees collected will not be refunded, nor will any credit be applied. This offer does not represent an approval for financing or interest rate guarantee. Credit cannot be redeemed for cash/has no cash value. Minimum down payment guidelines still apply. Credit cannot be applied towards down payment. Offer available for a limited time only. Other restrictions may apply. Contact Gesa Credit Union for current rates or more information.

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Gesa credit union is committed to making a positive impact in the communities we serve.

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Affinity debit cards give back to your community when you swipe.

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We have the accounts, products, and services to help you and your small business succeed.

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Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

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We have upgraded to a new account opening process. Click Get Started to continue.

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Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

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Notes & Fees Glossary

*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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