Rates

Checking

Colossal Checking Rates

Qualifying Account Balance APY*
(months)
$0 – $10,000.00 3.00%
$10,000.01+ 0.05%
Non-Qualifying 0.05%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Analysis Checking Rates

Account Type Earnings Credit
(APY*)
Analysis Checking 0.30%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Savings

Primary Savings Rates

Account Type APY*
Primary Savings 0.05%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Certificate Rates

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
3 0.20% 0.20% 0.20%
6 0.30% 0.40% 0.50%
12 0.80% 0.90% 1.00%
13 1.75% 1.75% 1.75%
18 1.65% 1.75% 1.85%
24 2.05% 2.20% 2.35%
30 2.10% 2.25% 2.40%
36 2.20% 2.35% 2.50%
48 2.35% 2.55% 2.75%
60 2.50% 2.75% 3.00%
84 2.75% 3.00% 3.25%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Bump Certificate Rates

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
12 0.70% 0.80% 0.90%
24 1.85% 2.00% 2.15%
36 1.95% 2.10% 2.25%
48 2.10% 2.30% 2.50%
60 2.20% 2.45% 2.70%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

IRA Certificate Rates

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
12 0.80% 0.90% 1.00%
18 1.65% 1.75% 1.85%
24 2.05% 2.20% 2.35%
30 2.10% 2.25% 2.40%
36 2.20% 2.35% 2.50%
48 2.35% 2.55% 2.75%
60 2.50% 2.75% 3.00%
84 2.75% 3.00% 3.25%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

IRA Savings and Certificate Add-On Rates

Account Type Term
(months)
APY* Min. Deposit
IRA Savings -- 0.25% $100.00
IRA Certificate Add-On 11 0.40% $500.00

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

IRA Bump Certificate Rates

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
12 0.70% 0.80% 0.90%
24 1.85% 2.00% 2.15%
36 1.95% 2.10% 2.25%
48 2.10% 2.30% 2.50%
60 2.20% 2.45% 2.70%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Money Market Rates

Average Daily Balance APY*
$2,500.00 – $9,999.99 0.20%
$10,000.00 – $24,999.99 0.30%
$25,000.00 – $49,999.99 0.40%
$50,000.00 – $99,999.99 0.50%
$100,000.00 – $249,999.99 0.55%
$250,000.00+ 0.60%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Health Savings Rates

Qualifying Account Balance APY*
$0 – $24,999.99 0.75%
$25,000.00+ 1.25%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Business Savings Rates

Account Type Earnings Credit
(APY*)
Business Savings 0.04%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Business Certificate Rates

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
3 0.20% 0.20% 0.20%
6 0.30% 0.40% 0.50%
12 0.80% 0.90% 1.00%
18 1.65% 1.75% 1.85%
24 2.05% 2.20% 2.35%
30 2.10% 2.25% 2.40%
36 2.20% 2.35% 2.50%
48 2.35% 2.55% 2.75%
60 2.50% 2.75% 3.00%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Business Money Market Rates

Average Daily Balance APY*
$2,500.00 – $9,999.99 0.20%
$10,000.00 – $49,999.99 0.30%
$50,000.00 – $99,999.99 0.50%
$100,000.00 – $499,999.99 0.55%
$500,000.00+ 0.60%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Business Money Market Sweep Rates

Average Daily Balance APY*
$0.01 – $49,999.99 0.20%
$50,000.00 – $249,999.99 0.30%
$250,000.00 – $499,999.99 0.45%
$500,000.00+ 0.55%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Vehicle Loans

New Auto Loan Rates

APR*
(as low as)
Loan Amount Max. Term
(months)
Vehicle Age
2.99% No Minimum 48 2016+
4.24% No Minimum 60 2016+
4.49% No Minimum 72 2016+
4.99% $20,000.00+ 84 2016+

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Used Auto Loan Rates

APR*
(as low as)
Loan Amount Max. Term
(months)
Vehicle Age
2.99% No Minimum 48 2007 – 2015
4.24% No Minimum 60 2007 – 2015
4.49% No Minimum 72 2007 – 2015
4.99% $20,000.00+ 84 2007 – 2015
7.74% No Minimum 48 2004 – 2006
8.24% No Minimum 60 2004 – 2006

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

New Motorcycle Loan Rates

APR*
(as low as)
Loan Amount Max. Term
(months)
Vehicle Age
2.99% No Minimum 48 2016+
4.24% No Minimum 60 2016+
4.49% No Minimum 72 2016+
4.99% $20,000.00+ 84 2016+

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Used Motorcycle Loan Rates

APR*
(as low as)
Loan Amount Max. Term
(months)
Vehicle Age
2.99% No Minimum 48 2007 – 2015
4.24% No Minimum 60 2007 – 2015
4.49% No Minimum 72 2007 – 2015
4.99% $20,000.00+ 84 2007 – 2015

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

New Marine and RV Loan Rates

APR*
(as low as)
Loan Amount** Max. Term
(months)
Age Range
6.00% $50,001.00 – $100,000.00 180 2016+
5.50% $25,001.00 – $50,000.00 120 2016+
5.50% $0 – $25,000.00 84 2016+

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $100,000.

Used Marine and RV Loan Rates

APR*
(as low as)
Loan Amount** Max. Term
(months)
RV Age
6.50% $25,001.00 – $50,000.00 120 2004 – 2015
6.50% $0 – $25,000.00 84 2004 – 2015

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $100,000.

Other Vehicle and Equipment Loan Rates

APR*
(as low as)
Max. Term
(months)
Vehicle Age
7.85% 60 New
8.85% 48 Used

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Credit Cards

Visa Credit Card Rates

Visa® Product APR*
(as low as)
Daily Periodic Rate
Visa® Diamond Cash Back 12.50% 0.03425%
Visa® Platinum 9.50% 0.02603%
Share Secured Visa® Credit Card 9.50% 0.02603%

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Home Equity Loans

Fixed Home Equity Rates

Loan Type APR*
(as low as)
Loan Amount Term
(up to)
Home Equity Fixed 4.75% $10,000.00+ 120
Home Equity Fixed 5.75% $0 – $5,000.00 60
Home Equity Fixed 5.25% $150,000.00+ 240
Home Equity Fixed 4.75% $5,000.00+ 96
Home Equity Fixed 5.00% $15,000.00+ 180

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Home Equity Line of Credit Rates

Loan Type APR*
(as low as)
Term
(up to)
Home Equity Line of Credit 5.50% 180

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Personal Loans

Personal Loan and Line of Credit Rates

Loan Type APR*
(as low as)
Financing
(up to)
Max. Term
(months)
Personal Loan 10.75% $15,000.00 24
Personal Loan 11.25% $15,000.00 36
Personal Loan 11.75% $15,000.00 48
Personal Loan 12.25% $15,000.00 60
Personal Line of Credit 9.00% $15,000.00 Open End

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Citizenship Loan Rates

APR* Loan Amount Max. Term
(months)
15.00% $1,000.00 12

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

FastCash Plus Rates

Loan Type Fixed APR* Max. Amount Term Details
FastCash Plus 36.00% $4,000.00 Varies No credit check

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Share-Secured Loan Rates

Loan Type APY* Max. Term
(months)
Share Secured Loan Share rate plus 3.00% 36
Share Secured Loan Share rate plus 4.00% 37 – 60

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.