Checking
Colossal Checking Rates
| Qualifying Account Balance | APY* (months) |
|---|---|
| $0 – $10,000.00 | 3.00% |
| $10,000.01+ | 0.05% |
| Non-Qualifying | 0.05% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Analysis Checking Rates
| Account Type | Earnings Credit (APY*) |
|---|---|
| Analysis Checking | 0.30% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Savings
Primary Savings Rates
| Account Type | APY* |
|---|---|
| Primary Savings | 0.05% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Certificate Rates
| Term (months) |
APY* (min. balance $500.00) |
APY* (min. balance $50,000.00) |
APY* (min. balance $100,000.00) |
|---|---|---|---|
| 3 | 0.20% | 0.20% | 0.20% |
| 6 | 0.30% | 0.40% | 0.50% |
| 12 | 0.80% | 0.90% | 1.00% |
| 13 | 1.75% | 1.75% | 1.75% |
| 18 | 1.65% | 1.75% | 1.85% |
| 24 | 2.05% | 2.20% | 2.35% |
| 30 | 2.10% | 2.25% | 2.40% |
| 36 | 2.20% | 2.35% | 2.50% |
| 48 | 2.35% | 2.55% | 2.75% |
| 60 | 2.50% | 2.75% | 3.00% |
| 84 | 2.75% | 3.00% | 3.25% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Bump Certificate Rates
| Term (months) |
APY* (min. balance $500.00) |
APY* (min. balance $50,000.00) |
APY* (min. balance $100,000.00) |
|---|---|---|---|
| 12 | 0.70% | 0.80% | 0.90% |
| 24 | 1.85% | 2.00% | 2.15% |
| 36 | 1.95% | 2.10% | 2.25% |
| 48 | 2.10% | 2.30% | 2.50% |
| 60 | 2.20% | 2.45% | 2.70% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
IRA Certificate Rates
| Term (months) |
APY* (min. balance $500.00) |
APY* (min. balance $50,000.00) |
APY* (min. balance $100,000.00) |
|---|---|---|---|
| 12 | 0.80% | 0.90% | 1.00% |
| 18 | 1.65% | 1.75% | 1.85% |
| 24 | 2.05% | 2.20% | 2.35% |
| 30 | 2.10% | 2.25% | 2.40% |
| 36 | 2.20% | 2.35% | 2.50% |
| 48 | 2.35% | 2.55% | 2.75% |
| 60 | 2.50% | 2.75% | 3.00% |
| 84 | 2.75% | 3.00% | 3.25% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
IRA Savings and Certificate Add-On Rates
| Account Type | Term (months) |
APY* | Min. Deposit |
|---|---|---|---|
| IRA Savings | -- | 0.25% | $100.00 |
| IRA Certificate Add-On | 11 | 0.40% | $500.00 |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
IRA Bump Certificate Rates
| Term (months) |
APY* (min. balance $500.00) |
APY* (min. balance $50,000.00) |
APY* (min. balance $100,000.00) |
|---|---|---|---|
| 12 | 0.70% | 0.80% | 0.90% |
| 24 | 1.85% | 2.00% | 2.15% |
| 36 | 1.95% | 2.10% | 2.25% |
| 48 | 2.10% | 2.30% | 2.50% |
| 60 | 2.20% | 2.45% | 2.70% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Money Market Rates
| Average Daily Balance | APY* |
|---|---|
| $2,500.00 – $9,999.99 | 0.20% |
| $10,000.00 – $24,999.99 | 0.30% |
| $25,000.00 – $49,999.99 | 0.40% |
| $50,000.00 – $99,999.99 | 0.50% |
| $100,000.00 – $249,999.99 | 0.55% |
| $250,000.00+ | 0.60% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Health Savings Rates
| Qualifying Account Balance | APY* |
|---|---|
| $0 – $24,999.99 | 0.75% |
| $25,000.00+ | 1.25% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Business Savings Rates
| Account Type | Earnings Credit (APY*) |
|---|---|
| Business Savings | 0.04% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Business Certificate Rates
| Term (months) |
APY* (min. balance $500.00) |
APY* (min. balance $50,000.00) |
APY* (min. balance $100,000.00) |
|---|---|---|---|
| 3 | 0.20% | 0.20% | 0.20% |
| 6 | 0.30% | 0.40% | 0.50% |
| 12 | 0.80% | 0.90% | 1.00% |
| 18 | 1.65% | 1.75% | 1.85% |
| 24 | 2.05% | 2.20% | 2.35% |
| 30 | 2.10% | 2.25% | 2.40% |
| 36 | 2.20% | 2.35% | 2.50% |
| 48 | 2.35% | 2.55% | 2.75% |
| 60 | 2.50% | 2.75% | 3.00% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Business Money Market Rates
| Average Daily Balance | APY* |
|---|---|
| $2,500.00 – $9,999.99 | 0.20% |
| $10,000.00 – $49,999.99 | 0.30% |
| $50,000.00 – $99,999.99 | 0.50% |
| $100,000.00 – $499,999.99 | 0.55% |
| $500,000.00+ | 0.60% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Business Money Market Sweep Rates
| Average Daily Balance | APY* |
|---|---|
| $0.01 – $49,999.99 | 0.20% |
| $50,000.00 – $249,999.99 | 0.30% |
| $250,000.00 – $499,999.99 | 0.45% |
| $500,000.00+ | 0.55% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Vehicle Loans
New Auto Loan Rates
| APR* (as low as) |
Loan Amount | Max. Term (months) |
Vehicle Age |
|---|---|---|---|
| 2.99% | No Minimum | 48 | 2016+ |
| 4.24% | No Minimum | 60 | 2016+ |
| 4.49% | No Minimum | 72 | 2016+ |
| 4.99% | $20,000.00+ | 84 | 2016+ |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Used Auto Loan Rates
| APR* (as low as) |
Loan Amount | Max. Term (months) |
Vehicle Age |
|---|---|---|---|
| 2.99% | No Minimum | 48 | 2007 – 2015 |
| 4.24% | No Minimum | 60 | 2007 – 2015 |
| 4.49% | No Minimum | 72 | 2007 – 2015 |
| 4.99% | $20,000.00+ | 84 | 2007 – 2015 |
| 7.74% | No Minimum | 48 | 2004 – 2006 |
| 8.24% | No Minimum | 60 | 2004 – 2006 |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
New Motorcycle Loan Rates
| APR* (as low as) |
Loan Amount | Max. Term (months) |
Vehicle Age |
|---|---|---|---|
| 2.99% | No Minimum | 48 | 2016+ |
| 4.24% | No Minimum | 60 | 2016+ |
| 4.49% | No Minimum | 72 | 2016+ |
| 4.99% | $20,000.00+ | 84 | 2016+ |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Used Motorcycle Loan Rates
| APR* (as low as) |
Loan Amount | Max. Term (months) |
Vehicle Age |
|---|---|---|---|
| 2.99% | No Minimum | 48 | 2007 – 2015 |
| 4.24% | No Minimum | 60 | 2007 – 2015 |
| 4.49% | No Minimum | 72 | 2007 – 2015 |
| 4.99% | $20,000.00+ | 84 | 2007 – 2015 |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
New Marine and RV Loan Rates
| APR* (as low as) |
Loan Amount** | Max. Term (months) |
Age Range |
|---|---|---|---|
| 6.00% | $50,001.00 – $100,000.00 | 180 | 2016+ |
| 5.50% | $25,001.00 – $50,000.00 | 120 | 2016+ |
| 5.50% | $0 – $25,000.00 | 84 | 2016+ |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $100,000.
Used Marine and RV Loan Rates
| APR* (as low as) |
Loan Amount** | Max. Term (months) |
RV Age |
|---|---|---|---|
| 6.50% | $25,001.00 – $50,000.00 | 120 | 2004 – 2015 |
| 6.50% | $0 – $25,000.00 | 84 | 2004 – 2015 |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $100,000.
Other Vehicle and Equipment Loan Rates
| APR* (as low as) |
Max. Term (months) |
Vehicle Age |
|---|---|---|
| 7.85% | 60 | New |
| 8.85% | 48 | Used |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Credit Cards
Visa Credit Card Rates
| Visa® Product | APR* (as low as) |
Daily Periodic Rate |
|---|---|---|
| Visa® Diamond Cash Back | 12.50% | 0.03425% |
| Visa® Platinum | 9.50% | 0.02603% |
| Share Secured Visa® Credit Card | 9.50% | 0.02603% |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Home Equity Loans
Fixed Home Equity Rates
| Loan Type | APR* (as low as) |
Loan Amount | Term (up to) |
|---|---|---|---|
| Home Equity Fixed | 4.75% | $10,000.00+ | 120 |
| Home Equity Fixed | 5.75% | $0 – $5,000.00 | 60 |
| Home Equity Fixed | 5.25% | $150,000.00+ | 240 |
| Home Equity Fixed | 4.75% | $5,000.00+ | 96 |
| Home Equity Fixed | 5.00% | $15,000.00+ | 180 |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Home Equity Line of Credit Rates
| Loan Type | APR* (as low as) |
Term (up to) |
|---|---|---|
| Home Equity Line of Credit | 5.50% | 180 |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Personal Loans
Personal Loan and Line of Credit Rates
| Loan Type | APR* (as low as) |
Financing (up to) |
Max. Term (months) |
|---|---|---|---|
| Personal Loan | 10.75% | $15,000.00 | 24 |
| Personal Loan | 11.25% | $15,000.00 | 36 |
| Personal Loan | 11.75% | $15,000.00 | 48 |
| Personal Loan | 12.25% | $15,000.00 | 60 |
| Personal Line of Credit | 9.00% | $15,000.00 | Open End |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Citizenship Loan Rates
| APR* | Loan Amount | Max. Term (months) |
|---|---|---|
| 15.00% | $1,000.00 | 12 |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
FastCash Plus Rates
| Loan Type | Fixed APR* | Max. Amount | Term | Details |
|---|---|---|---|---|
| FastCash Plus | 36.00% | $4,000.00 | Varies | No credit check |
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
Share-Secured Loan Rates
| Loan Type | APY* | Max. Term (months) |
|---|---|---|
| Share Secured Loan | Share rate plus 3.00% | 36 |
| Share Secured Loan | Share rate plus 4.00% | 37 – 60 |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.