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Gesa Credit Union will be closed on July 4 for Independence Day. This includes all branches and our Member Contact Center. Regular hours will resume July 5. Learn more about our holiday hours

Promotions –

We’re from Yakima, we know Yakima home loans.

Our local home loan experts can get your foot in the door.

If you’re considering homeownership, we’d love for you to meet our local Yakima home loan experts, Lori Rainford, Leigh Ann Fuentes, and Nadia Gutierrez!

All three of our home loan officers have lived in Yakima their whole lives. Lori digs all the local eats and drinks—especially apples and Hazy IPAs. Leigh Ann loves the four seasons here but can’t wait until winter ends so she can get in her pool. Nadia enjoys munching on sliders from Cowiche Canyon with her two girls, but they don’t stay out long before they miss their dogs at home.

For a lot of folks, having a good experience buying a home is made possible by working with local experts. Lori, Leigh Ann, and Nadia’s strong ties to the community make them trusted advisors in the homebuying process. They’ll help you discover your rate and take advantage of:

A loan tailored to your needs: 

  • FHA, Conventional, or VA
  • Competitive Yakima market interest rates

If you have a stable income and good credit—you could be a homeowner! We have options that fit every financial journey.

Meet Lori, Leigh Ann, and Nadia at our Yakima branches and tell them all about your homebuying goals.

Notes and Fees

Gesa Credit Union is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Gesa Credit Union is a licensed mortgage lender in Washington, Oregon and Idaho.

Yakima Homeloans

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

Notes & Fees Glossary

*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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