Checking and savings —

Student and Youth Savings

  • Designed for members ages 0-18
  • Start responsible financial management early

Saving for a Minor

If you would like to set up an account for a minor and want to limit access until the child becomes 21 years old, setting up a Uniform Transfer to Minors Act (UTMA) account can be a good option. While the tax income is reported under the minor’s tax identification number, the custodian retains control of the account until the account becomes available to the child once they turn 21. Additional benefits on the account can create a tax-advantaged* way to contribute to a minor’s savings.


A UTMA account can be set up as a Primary Savings, Money Market, or Certificate Account. Direct Deposit and Payroll Deduction into the account can help you to automate saving for your child’s future.*


*Please consult a tax professional. Gesa is not a tax advisor.

Little Girl savings

Benefits with all Gesa saving accounts

Online and Mobile banking

24-hour access to your accounts to make transfers, deposit checks, and more.

Overdraft protection

In unexpected situations, choose what happens if you are short on funds in your checking account.

Card Controls

Remote card controls and custom alerts to keep you in the loop about your money.


Each swipe of a debit card gives back

Gesa’s Affinity Debit Cards empower you and all our members to earn funds for local schools or community organizations just by swiping your debit card – and it costs you nothing!

Why Gesa?

When you bank with Gesa, you keep money in your community and give back to local schools and organizations.

  • $500,000+ given back to local communities
  • Scholarship opportunities for local students
  • Sponsorships and grants for local organizations and events
La Casa Hogar

Still have questions?

In those unexpected situations when you are short on funds, Courtesy Pay may save you from merchant NSF fees, interruption of services, and the embarrassment and inconvenience associated with returned or declined items. You can choose one type of account coverage, or all three (Courtesy Pay, Savings Transfer, and Personal Line of Credit). Whatever works for you, works for us.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service.

Still have questions?