Checking and savings — Student Checking A Student Checking account makes managing money easy. Call us at (888) 946-4372 to get startedVisit a Gesa Branch APY* on balances $0 - $500 APY* on balances $500+ Minimum of $5 to open accountDetails Benefits Debit-Cards Why Gesa FAQ Call us to get startedStudent friendly features Perfect for budget-minded students ages 14-18 FREE Debit Card FREE Online Banking Unlimited ATM transactions Minimum of $5 to open account No monthly service chargesNotes and Fees * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 11/01/2021 or the first day of the month – the last dividend declaration date. Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts. APY* On account balances $0 - $500 APY* On account balances over $500 Benefits with all Gesa checking accounts Early direct deposit New Feature! Get early access to your direct deposit before it lands in your checking account. Learn more Round up transactions New Feature Round up your transactions to the next whole dollar and grow your savings effortlessly. Learn moreOnline and Mobile banking 24-hour access to your accounts to make transfers, deposit checks, and more. Learn moreNationwide ATMs Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network. Learn moreMobile Wallet Pay for your purchases with your Gesa debit or credit card on your smartphone. Learn moreNo monthly service charges We believe in growing your money. That’s why we have no monthly service charges on our personal checking accounts. Call to apply todayCard Controls Remote card controls and custom alerts to keep you in the loop about your money. Learn more Each swipe of a debit card gives back Gesa’s Affinity Debit Cards empower you and all our members to earn funds for local schools or community organizations just by swiping your debit card – and it costs you nothing! Explore Affinity Debit CardsWhy Gesa? When you bank with Gesa, you keep money in your community and give back to local schools and organizations. $500 000+ given back to local communities Scholarship opportunities for local students Sponsorships and grants for local organizations and events Still have questions?Are my account funds insured? Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more about NCUA Insurance CoverageWhat transactions are eligible for ATM fee rebates? ATM fee rebates are only allowed for eligible Colossal Checking accounts. To qualify, the accounts must have a valid email address, complete 18 debit card purchases, have at least one direct deposit or external ACH auto debit set up, and receive eStatements. For accounts that qualify, ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. Are there any fees with Gesa checking accounts? All Gesa consumer checking accounts have no monthly service charges. Learn more about Checking AccountsWhat other services come with Gesa accounts? Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service. Learn more about Gesa Resources Still have questions? Contact us