Checking and savings —

SmartPlus Checking

A clever way to make your money earn more money.

Benefits with all Gesa checking accounts

Early direct deposit  New Feature!

Get early access to your direct deposit before it lands in your checking account.

Round up transactions  New Feature

Round up your transactions to the next whole dollar and grow your savings effortlessly.

Online and Mobile banking

24-hour access to your accounts to make transfers, deposit checks, and more.

Nationwide ATMs

Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.

Overdraft protection

In unexpected situations, choose what happens if you are short on funds in your checking account.

Mobile Wallet

Pay for your purchases with your Gesa debit or credit card on your smartphone.

No monthly service charges

We believe in growing your money. That’s why we have no monthly service charges on our personal checking accounts.

Card Controls

Remote card controls and custom alerts to keep you in the loop about your money.

WSU Debit

Each swipe of a debit card gives back

Gesa’s Affinity Debit Cards empower you and all our members to earn funds for local schools or community organizations just by swiping your debit card – and it costs you nothing!

Why Gesa?

When you bank with Gesa, you keep money in your community and give back to local schools and organizations.

  • $500
  • 000+ given back to local communities
  • Scholarship opportunities for local students
  • Sponsorships and grants for local organizations and events
La Casa Hogar

Still have questions?

In those unexpected situations when you are short on funds, Courtesy Pay may save you from merchant NSF fees, interruption of services, and the embarrassment and inconvenience associated with returned or declined items. You can choose one type of account coverage, or all three (Courtesy Pay, Savings Transfer, and Personal Line of Credit). Whatever works for you, works for us.

Reordering checks is easy! Grab your reorder slip that came with your last box of checks. The slip shows your next start number and your unique reorder identification number. Don’t have that? Call our Member Contact Center at (509) 378-3100 or (888) 946-4372.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

ATM fee rebates are only allowed for eligible Colossal Checking accounts. To qualify, the accounts must have a valid email address, complete 18 debit card purchases, have at least one direct deposit or external ACH auto debit set up, and receive eStatements. For accounts that qualify, ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.

All Gesa consumer checking accounts have no monthly service charges.

Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service.

Still have questions?

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Smart Checking

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This option makes a marvelous secondary checking account. It covers all your basics without monthly fees or balance requirements.

  • It’s great to use as a secondary checking account
  • There are no monthly fees, ever

Notes and Fees

Student Checking

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The perfect choice for budget-minded students ages 14-18.

  • 4.00% APY*APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest. on $0 – $500
  • 0.05% APY* over $500
  • FREE Debit Card and Online Banking
  • Unlimited ATM transactions
  • Minimum balance of $5 to open account

Notes and Fees