Credit Cards — Cash Rewards Card The Cash Rewards credit card is the rewards card you’ve been asking for. Unlimited 1.50% cash back No annual fee No balance transfer feeDetails Benefits FAQ Get the rewards you deserve Receive $200 Bonus Cash Back after $2,000 in qualified purchases within the first 90 days after account opening 0% APR* intro period rate on purchases for 6 months and on balance transfers for 12 months After intro variable rates of 10.24% - 18.24% APR apply based on creditworthiness No annual fee No balance transfer fee Visa® Signature Concierge†Notes and Fees † Visa Signature Concierge. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Cash Rewards Credit Card Disclosure and Visa® Cash Rewards Terms and Conditions for further details. * APR = Annual Percentage Rate. Offer valid on new Visa® Cash Rewards, Visa® Wise and Visa® Wise Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 10.24% for Cash Rewards and as low as 6.99% for Wise and Wise Secured). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal. Comparison based on competitor data compiled on July 23, 2021 from company websites. Rates shown below do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned. Cardholder benefits documents 1.50% unlimited cash back on all purchases $200 bonus cash back after $2,000 in qualified purchases within the first 90 days after account opening Competitor Credit Card ComparisonUnlimited 1.50% Cash Back on All PurchasesBalance Transfer FeeAPR for PurchasesAPR for Balance TransferUnlimited 1.50% Cash Back on All Purchases Gesa Cash Rewards Card Capital One Quicksilver Card Bank of America Unlimited Cash Rewards Chase Freedom Unlimited Yes Yes Yes Yes Balance Transfer Fee Gesa Cash Rewards Card Capital One Quicksilver Card Bank of America Unlimited Cash Rewards Chase Freedom Unlimited None None $10 or 3% of the amount of each transfer, whichever is greater $5 or 5% of the amount of each transfer, whichever is greater APR for Purchases Gesa Cash Rewards Card Capital One Quicksilver Card Bank of America Unlimited Cash Rewards Chase Freedom Unlimited Standard variable APR as low as 10.24% Standard variable APR as low as 15.49% Standard variable APR as low as 13.99% Standard variable APR as low as 14.99% APR for Balance Transfer Gesa Cash Rewards Card Capital One Quicksilver Card Bank of America Unlimited Cash Rewards Chase Freedom Unlimited Standard variable APR as low as 10.24% Standard variable APR as low as 15.49% Standard variable APR as low as 13.99% Standard variable APR as low as 14.99% Why go with Gesa? When you bank with Gesa, you keep your money in your community and give back to local schools and organizations. $500,000+ given back to local communities Scholarship opportunities for local students Sponsorships and grants for local organizations and eventsLearn more about community impacts Still have questions?How do I apply? To get started, check out what you pre-qualify for in just a few minutes and with no ding on your credit score. Get startedCan I get an Affinity Credit Card? Yes! You can choose between two WSU athletics Affinity Cards that give back to the athletics teams with no extra charge to you. Explore WSU Affinity CardsWhat are the rates? Rates very and are subject to change at the first of every month, but you can explore rates further on our rates page. Explore Rates