*APY =Annual Percentage Yield. For a limited time only, a $200 incentive will be paid to the member’s savings account within 30 days of meeting all qualification criteria provided criteria are met within 60 days of the checking account opening. The incentive payment is subject to required IRS reporting. To be eligible for the incentive, you must open a new Colossal or Addvantage account, enroll in Online or Mobile Banking, signup to receive electronic statements and complete 10 Gesa Visa® debit card purchases (ATM transactions excluded). To be eligible for the additional $100 incentive, your account must remain open 12 months after the original open date and must be in good standing. The additional $100 incentive will be paid within 30 days of the open anniversary date. Maximum $300 incentives per member. Member must not have had a Gesa Checking account within the last 90 days. The checking account must be opened with a minimum deposit of $5 if opened in the branch ($25 if opened online). No minimum on going balance is required. Rates effective as of the last dividend declaration date. Checking account APYs range from 0.01% – 3.00% for tiered rate checking accounts, depending on account and balance. Minimum balance to obtain APY ranges from $0 to $500 and above. Rates, terms, and fees are subject to change any time after account opening. Fees may reduce earnings. Limit of one Colossal or Addvantage Checking account per member.

 

To earn 1.50% APY on Colossal Checking and receive domestic ATM fee refunds, you must meet the following requirements during the monthly qualifying period: provide and maintain valid email address, apply for and use your Visa Debit Card to make 18 debit card purchases, have at least one direct deposit or external ACH debit post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.

 

To earn 3.00% APY on Addvantage Checking, you must have an ACH debit or credit of at least $100 post to your account each month and enroll to receive eStatements. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time.

 

†For a limited time only, receive $300 bonus cash back after reaching $3,000 in net purchase transactions (purchases less any returns and/or merchant credits) made with your Gesa Visa® Cash Rewards credit card within the first 90 days after account opening. The $300 bonus cash back will be added to your Cash Reward Balance and can be redeemed through Online or Mobile Banking. Bonus is valid for new Cash Rewards accounts opened on or after 3/15/2021. Must not have had a Visa® Cash Rewards credit card within the last 90 days. Account transfers due to lost or stolen cards, or program changes are not considered new accounts and do not qualify for this bonus. All loans subject to approval. For additional information about rates and fees associated with the use of the Visa® Cash Rewards credit card, please visit gesa.com/borrow/credit-card.