Promotions — WSU Promotion Packages Gesa is all in for WSU Open a SmartPlus checking and start earning more today. Benefits Earn a great rate of 5.00% APY* on your first $5,000 in balances Enjoy free ATM fee refunds nationwide And when you show your pride with a WSU Athletics Debit Card for every swipe you make, we’ll donate to the Cougar Athletic Fund Get StartedWSU Athletics Affinity Cards With every swipe of your WSU affinity debit card, Gesa will make a small donation to the Cougar Athletic Fund! Explore Affinity Debit and Credit Cards Sign up and show up for the Cougs Get the rewards you deserve with a WSU Athletics Cash Rewards Credit Card Benefits Open a new Cougar themed Cash Rewards Credit Card Complete $3,000 in new purchases during the first 90 daysHow to qualify Enroll in eStatements Make a monthly direct deposit of over $200 Complete 15 debit card transactions Provide and maintain a valid email address Limit one account per member Get StartedNotes and Fees * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 05/01/2022, the last dividend declaration date. Minimum opening balance of $25 required if the account is opened online. In order to earn 5.00% APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa Debit Card to make 15 debit card transactions that post and settled to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance. The APYs range from 0.01% – 5.00% for tiered rate checking account, depending on account and balance. Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member.