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Checking Account Special: Beginning March 15, 2021, for a limited time only, a $100 incentive will be paid by a direct deposit into the member’s savings account, after all qualification criteria are met and after 90 days of the checking account opening. The incentive payment is subject to required IRS reporting. To be eligible for the incentive, you must enroll in Xpress Digital Banking or Xpress Mobile Banking, sign-up to receive electronic statements, complete 10 Gesa Visa® debit card transactions (ATM transactions excluded), receive at least one ACH deposit of $250 or more, and deposit at least one item through mobile check deposit. Only one $100 incentive per member. Member must not have had a Gesa Checking account within the last 90 days. Qualified checking accounts are Colossal, Addvantge, Classic, or Student Checking accounts. The checking account must be opened with a minimum deposit of $5 if opened in the branch and $25 if opened online. No minimum ongoing balance is required to obtain this incentive. Annual Percentage Yield (APY) rates effective as of March 1, 2021. Checking account APYs range from 0.01% - 4.00% for tiered rate checking accounts, depending on account and balance. Minimum balance to obtain APY ranges from $0 to $500 and above. Rates, terms, and fees are subject to change any time after account opening. Fees may reduce earnings. Insured by NCUA.

Vehicle Loan Special: Rate includes 0.75% discount for member having a Gesa checking account or Gesa Visa® credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated. On new and used auto loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms and fees are subject to change. Contact Gesa for full program details. Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles. Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa. Rates are effective as of 3/1/2021. Payment Example - New or Used Auto Loan: fixed rate; terms to 60 months. $17.52 a month per $1,000 based on a 5 year loan at 1.99% APR.

Credit Card Special: For a limited time only, receive $200 bonus cash back after reaching $2,000 in net purchase transactions (purchases less any returns and/or merchant credits) made with your Gesa Visa® Diamond Cash Back credit card within the first 90 days after account opening. The $200 bonus cash back will be added to your Cash Reward Balance and can be redeemed through Xpress Digital Banking. Bonus is valid for new Diamond Cash Back accounts opened on or after 3/1/2021. Must not have had a Visa® diamond Cash Back credit card within the last 90 days. Account transfers due to lost or stolen cards, or program changes are not considered new accounts and do not qualify for this bonus. All loans subject to approval. For additional information about rates and fees associated with the use of the Visa® Diamond Cash Back credit card, please visit gesa.com/borrow/credit-cards.