Credit Cards —

Wise Secured Card

Secured by your available savings account funds

Securely build your credit

A Gesa Wise Secured Visa® credit card is the perfect way to establish credit or build good credit, whether you’re starting out or starting over. This card is secured by the available funds in your share savings account.

† Auto Rental Collision Insurance. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Wise Secured Credit Card Disclosure for further details.

*APR = Annual Percentage Rate. Offer valid on new Visa® Wise Secured credit card accounts only. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. (as low as 11.24% for Wise card). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

Comparison based on competitor data compiled on July 23, 2021 from company websites. Rates shown below do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned

0%

APR*

On all balance transfers for 6 months

Competitor Credit Card Comparison

Gesa Wise Secured Card
BankAmericard® Secured Card
Discover it® Secured Card
Capital One® Secured Mastercard®

None

$10 or 3% of the amount of each transaction, whichever is greater

Intro fee of 3% of the amount of each transaction, after intro period 5%

3% for any promotional APR, otherwise none

Gesa Wise Secured Card
BankAmericard® Secured Card
Discover it® Secured Card
Capital One® Secured Mastercard®

0% intro rate for 6 months, after intro period standard variable APR as low as 9.99%

Standard variable APR as low as 23.24%

Standard variable APR as low as 23.24%

Standard variable APR as low as 27.24%

Gesa Wise Secured Card
BankAmericard® Secured Card
Discover it® Secured Card
Capital One® Secured Mastercard®

0% intro rate for 6 months, after intro period standard variable APR as low as 9.99%

Standard variable APR as low as 23.24%

10.99% intro rate for 6 months, after intro period standard variable APR as low as 23.24%

Standard variable APR as low as 27.24%

Why go with Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

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Yes! You can choose between two WSU athletics Affinity Cards that give back to the athletics teams with no extra charge to you.

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Rates very and are subject to change at the first of every month, but you can explore rates further on our rates page.

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We give a hoot about your business.

Gesa has the accounts, products, and services to help you and your small business succeed.

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Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa Customer at POS

Up to 5.00% APY
On select checking accounts!

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