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Now is the Time to Achieve Your Dream of Homeownership!

With Gesa’s Zero Down Home Loan*, you can purchase your home without putting any money down!

  • Low rates
  • No down payment required
  • Great for first time buyers and move-up buyers

Contact one of our experienced Home Loan Officers directly through their personalized webpages, or call our Home Loan Department at 509.942.6170 today. If you are in the Spokane area, please call us at 509.464.4080

*To be eligible for the zero down payment loan, you must: 1. Be credit qualified, 2. Purchase a home in a county where a Gesa Credit Union branch is located or an adjoining county. Eastern Washington, Oregon and Idaho only. Rate is based on credit score. The rate and APR is fixed for the first fifteen years and adjusts once thereafter. The maximum rate and APR increase over the life of the loan period is 6.00% from the start rate. Monthly payments may increase corresponding to the change to the rate. Loan rates and terms subject to change without notice. Not all applicants will qualify. Other restrictions may apply.



Equal Housing OpportunityNational Credit Union Administration